UPS Capital® Cash Rewards Visa Signature® credit card from Bank of America

[MyDataMyChoice]

Has anyone worked with the UPS Capital Cash Rewards Visa yet?  Seems to be a Co-Branded version of the Cash Rewards card.  

Curious if someone applies and doesn't have sufficient credit will they counter with 99/500 or Secured

https://bankofamerica.tt.omtrdc.net/m2/bankofamerica/ubox/page?mbox=Portal&mboxDefault=https://secur...

[ToxikPH]

I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

[FinStar]

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@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

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Choices.  Some people appreciate their brand or affinity represented.  Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.

[wasCB14]

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@FinStar wrote:

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@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

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Choices.  Some people appreciate their brand or affinity represented.  Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.

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Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!

[FinStar]

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@wasCB14 wrote:

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@FinStar wrote:

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@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

---

Choices.  Some people appreciate their brand or affinity represented.  Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.

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Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!

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If individuals feel strongly in supporting such an enterprise, why not?

[longtimelurker]

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@FinStar wrote:

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@wasCB14 wrote:

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@FinStar wrote:

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@ToxikPH wrote:
I really like the design of it. One thing I don't understand is why there's so many cobranded CR cards if they're all the same with different designs.

---

Choices.  Some people appreciate their brand or affinity represented.  Commerce Bank is another example which offers an array of products with the same rewards structure under many partnerships.

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Forget public health, baseball, wildlife protection, universities, and patriotic symbols...I want to show off my love for a company that charges 5x what the post office wants to send a small package!

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If individuals feel strongly in supporting such an enterprise, why not?

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Right.   Two (or maybe 3) of @wasCB14 list seem to me just as "unworthy" as UPS!

[coldfusion]

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FYI omtrdc.net is a paid service by Adobe that places tracking cookies on systems on behalf of their paying clients, someone who uses a wide spectrum anti-💩 plugin or app like uBlock Origin or Pi-hole may find OPs URL blocked. 

[kdm31091]

To each their own; I actually think the card is ugly. But to answer your question I don't think there's any difference in underwriting with the various "flavors" of the cash rewards.

[Anonymous]

Cash back looks the same as the Bank Of America Cash Rewards.

As always, each potential applicant will have to decide for him or or herself whether this card delivers.

[MyDataMyChoice]

I guess my real question is

Has anyone applied for Cash Rewards with a BK on record and been approved?    Will they counter with 99/500 or secured card?

I have a BofA Checking (not used much) It is free due to a small 15K IRA Account and i still have preferred rewards from when I worked there - set to expire next June.  *If need be I can set a recurring direct deposit to the checking account.