Re: US BANK CREDIT CARDS

Anonymous · ‎09-08-2017

In a period of eight months after opening two checking accounts I received approval for two credit cards and three lines of credit. A year later they SP two credit limit increases of $1,500 and two years later gave me an SP auto-limit increase of $4,500. Then had an account review did some limit reallocation and added another $500 HP. Total exposure of $40,000.

Themanwhocan · ‎09-09-2017

@Anonymous wrote:
I applied 2 years ago for the first time when my credit was not perfect, and got a crummy Cash Rewards card for my troubles. It is now a Cash+ but still crummy limit, and I don't even have the option of requesting a CLI on the website.

However, they approved a 7.5k business card for me oddly enough just a few months ago. I kind of want to open all their Korean Air Skypass cards during the increased bonus periods but I'm not sure how much they like me yet since they still won't let me increase the Cash+ to a healthy limit.

Try requesting a SP CLI here: https://www.usbank.com/splash/credit-cards/credit-line-increase.html

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

OmarR · ‎01-25-2018

@Themanwhocan wrote:
@Anonymous wrote:
I applied 2 years ago for the first time when my credit was not perfect, and got a crummy Cash Rewards card for my troubles. It is now a Cash+ but still crummy limit, and I don't even have the option of requesting a CLI on the website.

However, they approved a 7.5k business card for me oddly enough just a few months ago. I kind of want to open all their Korean Air Skypass cards during the increased bonus periods but I'm not sure how much they like me yet since they still won't let me increase the Cash+ to a healthy limit.
Try requesting a SP CLI here: https://www.usbank.com/splash/credit-cards/credit-line-increase.html

When you request online, do you get to ask for an amount?

EQ=850 TU=848 EX=849 0/24 UTIL=$1 AZEO

USAA Limitless VISA (1.5% Everyday Non-category) $24,000

Paypal MC (2% Everyday Non-Category) $10,000

US Bank+ VISA (5% Dept Stores & Phone) $12,000

Fort Knox Credit Union VISA (5% Gas) $13,500

Vantage West VISA (5% Costco) $10,000 & (DW- 5% Utilities) $10,000

Chase Freedom VISA (5% Rotating Categories) $12,000

Discover IT (5% Rotating Categories) $10,500

Citi Dividend MC (5% Rotating Categories) $10,3000

Nusenda Platinum Rewards VISA (5% Rotating Categories) $13,900

FinStar · ‎01-25-2018

@OmarR wrote:
@Themanwhocan wrote:
@Anonymous wrote:
I applied 2 years ago for the first time when my credit was not perfect, and got a crummy Cash Rewards card for my troubles. It is now a Cash+ but still crummy limit, and I don't even have the option of requesting a CLI on the website.

However, they approved a 7.5k business card for me oddly enough just a few months ago. I kind of want to open all their Korean Air Skypass cards during the increased bonus periods but I'm not sure how much they like me yet since they still won't let me increase the Cash+ to a healthy limit.
Try requesting a SP CLI here: https://www.usbank.com/splash/credit-cards/credit-line-increase.html
When you request online, do you get to ask for an amount?

Yes, I believe there's a drop-down selection. Whether you get approved for it is another story. HP for *most* CLI requests.

bourgogne · ‎01-25-2018

@Schwartzinator wrote:
You can't request an online increase for signature cards for whatever the same reason is that they do not list your current limit.

huh, I am looking at my cash+ with the limit and cli button right in front of me

bourgogne · ‎01-25-2018

@Themanwhocan wrote:
@Anonymous wrote:
I applied 2 years ago for the first time when my credit was not perfect, and got a crummy Cash Rewards card for my troubles. It is now a Cash+ but still crummy limit, and I don't even have the option of requesting a CLI on the website.

However, they approved a 7.5k business card for me oddly enough just a few months ago. I kind of want to open all their Korean Air Skypass cards during the increased bonus periods but I'm not sure how much they like me yet since they still won't let me increase the Cash+ to a healthy limit.
Try requesting a SP CLI here: https://www.usbank.com/splash/credit-cards/credit-line-increase.html

both the link and # are dead, have been for some time now

OmarR · ‎01-26-2018

wrote:
@Themanwhocan wrote:
@Anonymous wrote:
I applied 2 years ago for the first time when my credit was not perfect, and got a crummy Cash Rewards card for my troubles. It is now a Cash+ but still crummy limit, and I don't even have the option of requesting a CLI on the website.

However, they approved a 7.5k business card for me oddly enough just a few months ago. I kind of want to open all their Korean Air Skypass cards during the increased bonus periods but I'm not sure how much they like me yet since they still won't let me increase the Cash+ to a healthy limit.
Try requesting a SP CLI here: https://www.usbank.com/splash/credit-cards/credit-line-increase.html
both the link and # are dead, have been for some time now

I click on the link and it's working for me. Am I missing something? Is it not working AFTER you enter your personal info? I can't make it that far because I havent received my new card yet.

EQ=850 TU=848 EX=849 0/24 UTIL=$1 AZEO

Schwartzinator · ‎01-26-2018

wrote:
@Schwartzinator wrote:
You can't request an online increase for signature cards for whatever the same reason is that they do not list your current limit.
huh, I am looking at my cash+ with the limit and cli button right in front of me

This is a very new account feature for USBank.