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US Bank $1K SUB (Card + Checking)

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phantasm
Contributor

US Bank $1K SUB (Card + Checking)

US Bank is offering a $500 SUB for their Altitude Connect with a $2k spend within 90 days. There are some nuances previously noted especially on timing for redemption to get the full value. What's new is that I was chatting with a representative today about the Bank Smartly Checking account that currently has a $400 bonus based on direct depost activities which ends April 3rd. The new promotion that starts on the 4th will reduce the bonus for the current tiers ($100, $300 IIRC), but it will introduce a new tier of $500 bonus for DD > $10K within 90 days. So this combo of CC + Checking leads to effectively $1000 SUB with required activities. There is a list of what has historically qualified as direct deposit on DoC here.

 

Note: That if you are out of footprint, like I am, you'll need to sign up for the card first, then once the relationship has been established, you can sign up for the checking account. I did the reverse and got a denial letter. After calling, they informed me the correct order of operations.

 

 

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ptatohed
Senior Contributor

Re: US Bank $1K SUB (Card + Checking)

Nice, thanks phant!  

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
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coldfusion
Credit Mentor

Re: US Bank $1K SUB (Card + Checking)

Applicants should also note that if you have a US Bank credit card they waive the normal monthly maintenance fee on the checking account.

 

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(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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