What is your Altitude CL?
Do you have other USBank credit cards?
Do you have other USBank credit cards?
@Winesnoblv wrote:The advice here has helped me get my credit back to respectible after a job loss several years ago with a FICO score in the low 500's to where I am today being able to acquire premium cards.
I am coming up on 6 months of having the US Bank Altitude Reserve and have a question regarding cli. I have read on numerous posts that the highest cli US Bank will approve without a HP is $1,500. Was wondering if that was different for this card. Has anyone had any experience with a cli for this card?
Thank you.
I've read numerous posts about the $1.5k CLI request, but personally, I wouldn't even bother to ask for $1.5k on any card.
Last month, I got my first CLI on the AR. I got the card in late February 2018, so right before the year mark. The initial CL was $5k after recon. Denial was for too many new accounts and I was also approved for the Cash+ card about a week or so before. I only got it to be eligible to apply for the AR.
After getting approved for $5k, I called to ask for more. No dice. I knew I was already pushing too far. They told me to wait a few months.
About 5 months later, I called to find out if I was eligible for a CLI. I talked to both a CSR and an underwriter and they said I could request a CLI anytime. Request was denied and the letter said that they wanted to see at least 6 months of history 
I wasn't very happy about that, so I called UW but I didn't get anywhere.
Right before the card renewal, I was thinking about canceling but I decided to try one last time. I asked for $30k, went to review, and a couple of days later got approved for $25k. Good enough, so I kept the card.
It took 3 HPs to get me to $25k from approval to last CLI request.
I hope you have better luck 
Since this is your only USB card, and not yet a year, I suggest no action.
If your use/payment is acceptable they may give you an auto CLI of 40% of the limit. On three of my USBank CC, I got 40% on each, at about 10 months. The other two, I did not have one long enough, and the second, the AR is an active third card so probably already at my max current limits with USB overall when I was approved.
If your use/payment is acceptable they may give you an auto CLI of 40% of the limit. On three of my USBank CC, I got 40% on each, at about 10 months. The other two, I did not have one long enough, and the second, the AR is an active third card so probably already at my max current limits with USB overall when I was approved.