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US Bank Prequalifier

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mongstradamus
Super Contributor

Re: US Bank Prequalifier


@B335is wrote:

@mongstradamus wrote:

@B335is wrote:

Anybody try this lately?  For years all I got was their prepaid card.  Today I got two recommendations.  Platinum and Perks+, I probably shouldn't because Kroger card hasn't even arrived yet Smiley Indifferent


i got awarded korean skypass and perks, maybe they know i have CSP , so i could transfer points from UR to korean air lol 


Have you thought about the Korean Air card?  The bonus isn't much.


i thought about it when it 35k offer earlier in the year 15k is more of an insult than 25k PRG offer i have been getting from amex!!!



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Message 11 of 18
B335is
Moderator Emeritus

Re: US Bank Prequalifier


@axledobe wrote:

@B335is wrote:

@axledobe wrote:

B- I can say with 100% confidence that it is not to be trusted unless you see the opt out prescreen at the bottom of the page.  Right before my Cash+ app, the system spit out a firm offer of credit just like Amex, Chase, Barclay and Citi (specific interest rate offered and opt out prescreen at the bottom). If you bank with them, here's a little trick- if you have a Silver checking, call and ask a rep if he/she can check to see if you qualify for their Gold checking. This will prompt the system to do a TU soft pull with a score. Then go check their prequal site. Smiley Happy  They can even tell you on the phone if you have prequal offers, too.  This is all my experience last month, anyway.  My HP on TU two days later was the same TU 04 score they mentioned on the phone two days earlier.  Kroger card, though?  You're gonna have to buy a truck load of Kroger brand products to get your $5 coupon. Lol


Ok that makes sense.  I considered Perks+ but $100 sign up bonus isn't worth it and its rewards aren't good.  Yeah, I got itchy and just app'd for Kroger last week.  The check out girl mentioned it to me and I can't say no.  As lame as the rewards are, it still beats my Walmart 1% lol


You don't have SM, BCE or BCP?  You could always set your Voice card to 3% groceries, right?  I'd never app for it but call me crazy, I think the card looks pretty good. 


I have BCE, but no SM.  I've been going for big sign up bonuses with Barclays.  It probably negates the money I could be saving with SM though.

Message 12 of 18
RushXTC
Established Contributor

Re: US Bank Prequalifier

Recommended for the U.S. Bank Contour Card

 

Message 13 of 18
JenniferinFL
Frequent Contributor

Re: US Bank Prequalifier

Contour card for me... lol

 

But, interestingly, when I put my huband in (credit scores in the 740's) that was his recommendation too.

 

I was tempted to call him over, "Hey dear, Cap One will give you a sig visa, Barclays will give you a World Mastercard, but US Bank has a prepaid debit card offer for you".

lol

Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000

Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009

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Gardening since 9/22/2014


Message 14 of 18
jsucool76
Super Contributor

Re: US Bank Prequalifier

Oh Yeah! Dat Contour Card Doe!!!!!

Message 15 of 18
B335is
Moderator Emeritus

Re: US Bank Prequalifier


@JenniferinFL wrote:

Contour card for me... lol

 

But, interestingly, when I put my huband in (credit scores in the 740's) that was his recommendation too.

 

I was tempted to call him over, "Hey dear, Cap One will give you a sig visa, Barclays will give you a World Mastercard, but US Bank has a prepaid debit card offer for you".

lol


Haha.  For years that's all that came up for me, was just surprised it actually changed for once.  Contour is such a strange name for a card.  Not to mention what a boring car (without the D) it was:

 

Message 16 of 18
One7
Valued Contributor

Re: US Bank Prequalifier


@B335is wrote:

@JenniferinFL wrote:

Contour card for me... lol

 

But, interestingly, when I put my huband in (credit scores in the 740's) that was his recommendation too.

 

I was tempted to call him over, "Hey dear, Cap One will give you a sig visa, Barclays will give you a World Mastercard, but US Bank has a prepaid debit card offer for you".

lol


Haha.  For years that's all that came up for me, was just surprised it actually changed for once.  Contour is such a strange name for a card.  Not to mention what a boring car (without the D) it was:

 


Haha that's funny. I always had the same thing, always the prepaid card. But once my secured card unsecured from them a few months back I started getting 2 recommended cards, one of which is the Flex Perks card I've always wanted but I did research here and on other sites and the consensus was always the same: US Bank Pre qualifier is not accurate. So I always just passed on it. I will apply for it next summer though when I'm done gardening as part of a spree, hopefully they have a nice singing bonus then. Contour... lmao

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Message 17 of 18
Anonymous
Not applicable

Re: US Bank Prequalifier


@RushXTC wrote:

Recommended for the U.S. Bank Contour Card

 


Haha, me too Smiley Tongue

Message 18 of 18
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