US Bank Secured Question

[texasman07]

Hello I am trying to get in with US Bank so I applied for a secured card , Visa . 780 FICO no baddies 1% UTL tons of INQ. (They denied me last month for the Cash+ due to INQ) . I got the 2-10 day message and I called today and the auto system says it can’t find my app? Any help would be appreciated

[Anonymous]

Same thing happened to me last year when I applied for my Harley card. Just make sure you have your deposit in your account because it will just dissappear one day.

After 14 months I applied to unsecure it was a hard pull and it was successful. Hope this helps. Dv

[texasman07]

Oh wow okay thank you ,how long did it take between the time you submitted?

[Anonymous]

The secured cards are not in the phone system until an account number is generated (unlike the unsecured ones), which will happen after the money is pulled and funded into the secured savings account to back the CL. However, the analysts will be able to see if you were approved.

Which one did you apply for ?

[texasman07]

Ah okay that makes sense . Just the regular Visa with the 29$ AF. Over 3 years and I keep getting denied with US Bank I figured this might be a better way since they value relations

[Anonymous]

Did you find out if you were approved ?