US Bank account update reference information

[Creditaddict]

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@slund5499 wrote:

Spoke to US Bank CSR underwriting to confirm that all CLI are hard pulls. US Bank no longer performs automatic account reviews or auto CLI.

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They are probably watching your IDA files and with 42 INQ's you won't get anything sp from USBank more than likely, they are stickler for INQ's and such but they do still give SP CLI's just not sure you can ask for them or if they need to be offered.

[Imhotrodcrazy]

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@CreditCuriousity wrote:

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@slund5499 wrote:

I can only relate to my experiences and information I received from CSR on my platinum Visa account. I cannot comment on Finstar branded cards

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Finstar is a poster on this forum,  not a card :0. Finstar is a poster on this forum, not a card ..  You probably just didn't have any offer and the CSR was misinformed.    They certainly do offer SP CLI's just usually not by customer requests.. Finstar the user just got one a few weeks ago among with many other users on US Bank cards

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Again,  this is another funny line that made me laugh.  I must be in a funny mood today.  Thanks for the laughs. 

[takeshi74]

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@slund5499 wrote:

I can only relate to my experiences and information I received from CSR on my platinum Visa account.

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That's precisely the problem with extrapolating a trend from a single data point or even an insufficient sampling of data.  Customer initiated CLI requests are hard pulls US Bank but that doesn't mean that SP autoCLI's do not exist.  As many threads indicate, a given CSR with any company can be incorrect/mistaken/misinformed/etc.

[FinStar]

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@Imhotrodcrazy wrote:

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@CreditCuriousity wrote:

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@slund5499 wrote:

I can only relate to my experiences and information I received from CSR on my platinum Visa account. I cannot comment on Finstar branded cards

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Finstar is a poster on this forum,  not a card :0. Finstar is a poster on this forum, not a card ..  You probably just didn't have any offer and the CSR was misinformed.    They certainly do offer SP CLI's just usually not by customer requests.. Finstar the user just got one a few weeks ago among with many other users on US Bank cards

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Again,  this is another funny line that made me laugh.  I must be in a funny mood today.  Thanks for the laughs. 

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This made me laugh as well   Well, unfortunately for the OP, he was not able to qualify for my newly launched co-branded WEMC!

OP - just as Takeshi pointed out, the CSR statements should be taken with a grain of salt.  As CreditCuriousity mentioned above (even as I became a co-branded product overnight), I received a pre-qualified (SP) invite for a CLI a few weeks ago.  Lots of individuals still receive these targeted promotions.  It just happens that an individual's account has to meet their UW elegibility criteria in order to be offered one.

[eddie84]

I want one of these Finstar cards!  I sure hope you give out lots of CLI luv, Fin. 

Now where do I apply...  

[Imhotrodcrazy]

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@FinStar wrote:

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@Imhotrodcrazy wrote:

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@CreditCuriousity wrote:

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@slund5499 wrote:

I can only relate to my experiences and information I received from CSR on my platinum Visa account. I cannot comment on Finstar branded cards

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Finstar is a poster on this forum,  not a card :0. Finstar is a poster on this forum, not a card ..  You probably just didn't have any offer and the CSR was misinformed.    They certainly do offer SP CLI's just usually not by customer requests.. Finstar the user just got one a few weeks ago among with many other users on US Bank cards

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Again,  this is another funny line that made me laugh.  I must be in a funny mood today.  Thanks for the laughs. 

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This made me laugh as well   Well, unfortunately for the OP, he was not able to qualify for my newly launched co-branded WEMC!

OP - just as Takeshi pointed out, the CSR statements should be taken with a grain of salt.  As CreditCuriousity mentioned above (even as I became a co-branded product overnight), I received a pre-qualified (SP) invite for a CLI a few weeks ago.  Lots of individuals still receive these targeted promotions.  It just happens that an individual's account has to meet their UW elegibility criteria in order to be offered one.

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Where do I apply for this card?  Is it a SP?  Will my credit line be a min of $100,000? 

[gdale6]

Ok, lets get back on topic guys, thanks  

[Anonymous]

😂😂😂😂😂😂 Hilarious !!!! 😅😅😅😅😅😅