US Bank approval odds

coldfusion · ‎06-08-2021

Don't forget that they also like to pull a report from Sagestream as well as one of the major CRAs.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

chrisw1968uk · ‎06-11-2021

USB is my primary bank - at least, for day to day banking, I have 2 of their cards which are both in the sock drawer. They gave me pretty nice limits ($22k on one and $15k on the other) I loved the long 0% intro on the Platinum, but now that has expired, the interest rate is extremely high - 20% + , according to the credit score on my online banking, my Fico is 813, so not sure why that is? The Amazon Visa wil now be my Go-to card, I was able to transfer CL from F.U to it - and interest is 14.24%

MrDisco99 · ‎06-11-2021

Just adding my data points...

I live in GA. They pull EQ for me. I WISH they pulled TU... would make my life so much easier.

It's well known they are fussy about new accounts, but in my experience they are just as fussy about inquiries as well. I'm in the garden (mostly) in pursuit of a USB Cash+. One of the times I got denied was for inquiries... I was 2/6 and 3/12 on EQ.