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DO Not close the account make payment history with them open checking account if possible and you be good to go my previous 3 years history was so helpful when i re joined the US Bank 2 months ago and by the way once your gold checking account gets approve online here is the Actual pre approved cash+ signature visa pop up with SL and APR stamped so long
Congrats on the approval !!
Since this is your first US Bank product, you need to show usage and payments
for a few months. It will grow with time.
It has a cap of 2000 every 3 months, so if you use it for the 5% category's,
it is a card that you will not need a high CL on. The Cash+ is a very nice card,
what surprises me is that they didnt notify you at the time of the approval of how much your sl would be. I went to close on a mortgage loan with USB today, and figured since they just ran my credit a few weeks ago that maybe they could use that HP for a CC also. They approved me for $18000.00!! i couldnt believe it!! But like everybody here is saying, I have a relationship, 3 business accounts, and 2 personal accounts with two of them being gold packages. I do know that once they see how you pay your bills they reward you pretty good!! Good luck on the cli!!!
I assume if you're not pre-approved you'll get a range of rates?