Not a thing in dispute on hers either. So strange. I should have just asked the guy I was speaking with, but he was so unfriendly that I just hid my tail and ran 
@NursePurse wrote:Not a thing in dispute on hers either. So strange. I should have just asked the guy I was speaking with, but he was so unfriendly that I just hid my tail and ran
If it were me I'd be curious and call back and speak with a different rep but I'm sort of admittedly interested in denial reasons especially when they're a little wierd like that.
@Revelate wrote:
@NursePurse wrote:Not a thing in dispute on hers either. So strange. I should have just asked the guy I was speaking with, but he was so unfriendly that I just hid my tail and ran
If it were me I'd be curious and call back and speak with a different rep but I'm sort of admittedly interested in denial reasons especially when they're a little wierd like that.
Thanks, that's the little push I needed! Calling again now 
I called back, and got the same guy (ughhh) who was actually nicer this time. He appologized for the "incorrect" response of "items in dispute". The application was declined due to 20 new accounts in the last 6 months (yes, I was one of those "rebuilding credit, shopping cart trick peeps" that upon re-building my credit, opened a ton of retail store credit cards after getting the "pre-approval pop-up" via the shopping cart trick. Ihave since closed 3 of those (linen source, bon ton, buckle) there are many more I don't mind closing (true value, one stop plus, beall's florida, just paid balance in full formy my sony visa through cap1 off and closing that when it reports a $0 balance to all 3 credit bureau's)
I guess I can't blame the bank for the denial, he kind of put things in perspective when I actually heard "You've opened 20 new accounts in the past 6 months"
It's back and forth with the whole closing accounts that I will never use. I read good things, and I hear not so good things about closing credit cards, but at the same time, they didn't even bother to pull my mom's information even though I apped as joint.
You win some you lose some 
@NursePurse wrote:I called back, and got the same guy (ughhh) who was actually nicer this time. He appologized for the "incorrect" response of "items in dispute". The application was declined due to 20 new accounts in the last 6 months (yes, I was one of those "rebuilding credit, shopping cart trick peeps" that upon re-building my credit, opened a ton of retail store credit cards after getting the "pre-approval pop-up" via the shopping cart trick. Ihave since closed 3 of those (linen source, bon ton, buckle) there are many more I don't mind closing (true value, one stop plus, beall's florida, just paid balance in full formy my sony visa through cap1 off and closing that when it reports a $0 balance to all 3 credit bureau's)
I guess I can't blame the bank for the denial, he kind of put things in perspective when I actually heard "You've opened 20 new accounts in the past 6 months"
It's back and forth with the whole closing accounts that I will never use. I read good things, and I hear not so good things about closing credit cards, but at the same time, they didn't even bother to pull my mom's information even though I apped as joint.
You win some you lose some
WOW 
.........You really need to garden with that many new accounts.
