US Bank not available in texas?

[Nicco_Valentine]

Is there a way to work around this? Or is the checking account not available, but the credit cards are? Because altitude go, cash+, and the shopper are all cards I would seriously want in my repertoire 

[swankytiger]

Likely just no branches. Credit cards are not geofenced iirc.

[DakotaM]

Only their bank accounts are unavailable if you live in a state without branches. Credit cards (and brokerage accounts, which is how I got in with them) are available in all states. Interestingly, if you already have some account with them, credit card etc, then you are able to open a checking or savings account regardless of state. I opened a few brokerage account with them in order to become able to open a checking account for the bank bonus at the time.  I also live in Texas. 

[Anonymous]

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@DakotaM wrote:

Only their bank accounts are unavailable if you live in a state without branches. Credit cards (and brokerage accounts, which is how I got in with them) are available in all states. Interestingly, if you already have some account with them, credit card etc, then you are able to open a checking or savings account regardless of state. I opened a few brokerage account with them in order to become able to open a checking account for the bank bonus at the time.  I also live in Texas. 

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RIght, the restriction is pretty weak: sorry no bank account for you, but you can get a credit card.   Then later: as you have a credit card with us you are welcome to open a bank account.

[FicoMike0]

The us b checking is no fee if you have their credit card too. They give good sub. $500 for checking, another $500 for the connect card.

[xenon3030]

US Bank is a relationship one. To increase the chance of CC approval, several people suggest to open a checking first to create a relationship, to increase the CC approval chance. For you, it seems to be reverse. You may apply for CC and after creating a relationship, apply for checking.

[KatzNDawgs]

I tried to open a checking the other day also and was no approved. I called in, they said since there was no bank within 15 miles of my home address, I was not eligible. They said if I opened a credit card with them, then I could open a checking account. I did inquire if I was say...roadtripping and ran across a US Bank branch could I open a checking account without a CC - CS said that depends on branch policy.

[CreditCuriosity]

Can get a bank account with them in TX if you say have state farm pretty easily just go through that route if you want one and have SF insurance.  How I opened an account in FL easily.  Granted a work around but a decent amoutn of people are likely insured with SF.  Or just if on vacation obviously can open one through that method by going in branch as well.

[xiuxiuejar]

Once you get approved for a US Bank Credit Card, you can open a deposit account. Their standard " Goodly, Smartly, Yummy checking account" is free when you have a credit card, too!

[Wu-Credit]

I started with a US Bank credit card before going for the checking bonus since I live in FL and also have no branches near me.