US Bank not available in texas?

[300FICOScore]

Did you pay the annual account fee? Also, do you know if there is there a way to waive the fee?

[LADave]

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@300FICOScore wrote:

Did you pay the annual account fee? Also, do you know if there is there a way to waive the fee?

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AFAIK they don't have annual checking amount fees. Their Bank Smartly checking page gives three ways to get the $6.95 monthly fee waved:

• Average account balance of $1,500 or greater 
• Have an open qualifying U.S. Bank consumer credit card 
• Combined monthly direct deposits totaling $1,000+

Now that I have a no-AF US Bank credit card (Cash+), I intend to keep it forever so I can keep my free checking!

[FicoMike0]

Us b also says,

You may also qualify if you’re a member any one of our special customer groups including youth age13 to 24, seniors age 65 and greater, military personnel and more.

A little age discrimination there. I can confirm they waive the fee for those of us who are old. 

[300FICOScore]

I was trying to reply to the person who said they started their USB relationship with a brokerage account. I have no clue how to quote someone like you just did to my response. The brokerage account has a $50 AF unless you have $250k+ in assets with USB. I was wondering if they could waive the AF for the first year out of goodwill or something.

[FicoMike0]

If you're out of footprint, apping for a credit card is probably the way to go. I don't know if any of their cards are easier or harder to get.