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US Bank secured card question

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IntegerIntrovert
Frequent Contributor

Re: US Bank secured card question

I cannot recall my account number was changed.  This account has been closed for a while now.



EQ - 841 / TU - 813/ EX - 823


Message 11 of 19
calyx
Super Contributor

Re: US Bank secured card question

Had mine graduate and I can confirm that they'll change your account number, but it will be the same credit line on your CRB reports.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 12 of 19
Ilinferno
Established Contributor

Re: US Bank secured card question

@calyx 

Okay thank you

Message 13 of 19
sjt
Senior Contributor

Re: US Bank secured card question


@calyx wrote:

Had mine graduate and I can confirm that they'll change your account number, but it will be the same credit line on your CRB reports.


How long has it been since your card graduated?
American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 14 of 19
Lurker22
Established Contributor

Re: US Bank secured card question

FYI applied 10/15, received a post card over the weekend (actually two identical) asking if I applied, said if so then do nothing but called today, auto attn said still in review, got a person - said it was stuck in id verification, after a 20 minute hold, confirming my email and verifying a text I was told funds would be withdrawn tomorrow and card sent once funds have been verified 

 

i was worried, I have an open 13 (in NoGA the court says as long as it's secured by funds acquired after filing then it's ok) and I burned USB, I double checked with the csr, she confirmed twice it's been approved 

Message 15 of 19
Anonymous
Not applicable

Re: US Bank secured card question

I graduated 1 year after I had 4k on deposit with them and they gave me the 4k cl..and  told them it was not good enough and they increased to 10k...so you can get more if you ask.

Message 16 of 19
calyx
Super Contributor

Re: US Bank secured card question

I had a USBank secured for $1k for one year.  I requested graduation, and upon graduation they gave me another $1k auto (so doubled it).


After a few months I requested a CLI to bring it up andwas granted 10k

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 17 of 19
Ilinferno
Established Contributor

Re: US Bank secured card question

@Anonymous 

That's good to know, do you remeber if they did another hard pull for the CLI in addition to the one for unsecuring the card? (not that big a deal but just curious)

Message 18 of 19
Anonymous
Not applicable

Re: US Bank secured card question

no, it was a soft pull...

Message 19 of 19
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