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USAA Amex cash back upgrade?

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Anonymous
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USAA Amex cash back upgrade?

I received my USAA Amex credit card in April, however, I am currently receiving 2.25% on gas compared to the new one which offers 5% on gas the first 3k every year. Would they bump me up to the new cash back? I also have the USAA Visa Signature cc so I don't think it's an option to apply for a whole new account.

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Anonymous
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Re: USAA Amex cash back upgrade?


@Anonymous wrote:

I received my USAA Amex credit card in April, however, I am currently receiving 2.25% on gas compared to the new one which offers 5% on gas the first 3k every year. Would they bump me up to the new cash back? I also have the USAA Visa Signature cc so I don't think it's an option to apply for a whole new account.


Unfortunately USAA doesn't do product changes so the only way to get the 5% card would be to apply. They don't have a limit on the number of cards that you can have, only a cap on credit limit which is $50K

Message 2 of 3
Anonymous
Not applicable

Re: USAA Amex cash back upgrade?


@Anonymous wrote:

@Anonymous wrote:

I received my USAA Amex credit card in April, however, I am currently receiving 2.25% on gas compared to the new one which offers 5% on gas the first 3k every year. Would they bump me up to the new cash back? I also have the USAA Visa Signature cc so I don't think it's an option to apply for a whole new account.


Unfortunately USAA doesn't do product changes so the only way to get the 5% card would be to apply. They don't have a limit on the number of cards that you can have, only a cap on credit limit which is $50K


You are absolutely right. I just noticed they are technically two different cards. The one I have is the "Cash Rewards" (don't see its available anymore), vs the new one is "Cashback Rewards Plus". What a bummer. I may decide to apply for it next year and in the meanwhile, use Discover at gas stations. 

Message 3 of 3
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