Hey FICO family. I contacted USAA yesterday to inquire about what CRA they pull and what score is needed for best terms. Here is the intrestesting response I got:
Dear lhcole77:
Thank you for your message regarding your potential credit card application.
USAA uses Equifax for credit decisions. Upon your application, you'll have access to the report we used to make our decision. In regards to the credit score range, I do not have this information readily available as it is within our propriety underwriting models not accessible to most employees as well the public.
I can tell you there are many websites that estimate very well what score is needed for the best rates. You are welcome to search online for credit tools such as these. Often times credit bureaus can provide this information as well.
