USAA CLI

[Anonymous]

Does anyone know if USAA does auto credit line increases or does one have to request it.. I just got the card a 2 days ago.  

[empiror22]

USAA does do Auto CLI, but it is usually small and few and far between

[AverageJoesCredit]

I ve heard their clis by request are usually better ones

[RockinRay]

USAA will do an auto increase and at random times. No way to predict.

[UncleB]

I got a modest auto-CLI not long after my one year anniversary, but I agree it's definitely YMMV. 

CLI requests are a HP with USAA, but usually they make it worthwhile.

My auto-CLI was $1400 ($7k to $8400), and my CLI request took me from $8400 to $12k.  I'll add that I use them for my primary checking account, and I have a good history with them with a modest income (with a higher income I likely would have done better).

[Anonymous]

Since I just got the card 2 days ago.. When should I request a CLI or should I just wait for an Auto CLI

[UncleB]

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@Anonymous wrote:

Since I just got the card 2 days ago.. When should I request a CLI or should I just wait for an Auto CLI

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I believe you don't even get the option to ask for a CLI until the account is six months old (somebody correct me if I'm wrong). 

In my own case I have two USAA cards; the newer one (Limitless) I just got in January, and when I checked a few moments ago the CLI option isn't there for that card (online it's called "Change Credit Line"). 

Edited to add:  If you're really needing a CLI you might consider calling to ask... even if they have told others 'no' stranger things have happened.

[nycplayboy78]

I have had my USAA Preferred Cash Rewards Signature Visa for a year now with no auto CLI and at a paltry limit. Should I call USAA and ask for a CLI guys?

[Gmood1]

^^^^
Yes, just go online and request an increase. You can do it every six months.

[nycplayboy78]

There is no link to submit for a CLI online when I log into my USAA account :/

The only thing I see is a link stating --> Stop Automatically Increasing My Credit Limit