So no link to change credit limit? You can just call them then. You're way over due for an increase.
@Anonymous wrote:Does anyone know if USAA does auto credit line increases or does one have to request it.. I just got the card a 2 days ago.
I've had a USAA card for 7 years. CL of 2K. I was making 30K at the time as I was in law school. I make much more now and I've used USAA for insurance and other things. My credit score is 790ish on EX, 800+ on TU and EQ. My CL today is a whooping 2K.
@UncleB wrote:I got a modest auto-CLI not long after my one year anniversary, but I agree it's definitely YMMV.
CLI requests are a HP with USAA, but usually they make it worthwhile.
My auto-CLI was $1400 ($7k to $8400), and my CLI request took me from $8400 to $12k. I'll add that I use them for my primary checking account, and I have a good history with them with a modest income (with a higher income I likely would have done better).
@UncleB wrote:I got a modest auto-CLI not long after my one year anniversary, but I agree it's definitely YMMV.
CLI requests are a HP with USAA, but usually they make it worthwhile.
My auto-CLI was $1400 ($7k to $8400), and my CLI request took me from $8400 to $12k. I'll add that I use them for my primary checking account, and I have a good history with them with a modest income (with a higher income I likely would have done better).
UncleB with your increased credit line and modest income ... a party would be in order 
@Anonymous wrote:
@UncleB wrote:I got a modest auto-CLI not long after my one year anniversary, but I agree it's definitely YMMV.
CLI requests are a HP with USAA, but usually they make it worthwhile.
My auto-CLI was $1400 ($7k to $8400), and my CLI request took me from $8400 to $12k. I'll add that I use them for my primary checking account, and I have a good history with them with a modest income (with a higher income I likely would have done better).
UncleB with your increased credit line and modest income ... a party would be in order
I agree! 
I think what likely drove the auto-CLI in my case was high usage. The first year that card had a 0% promo on purchases as well as BTs and convenience checks... I actually carried a balance of around $4k most of the first year, always making large payments (basically paying off new charges in full, while chipping away at the convenience check portion). I had the entire balance paid down to zero before the promo ran out, and the auto-CLI happened when my balance was only a couple hundred dollars (just before I got it PIF).
Their computers seemed to like this, but I'll stress that much like my resources the auto-CLI was also modest ($1400) which is peanuts for many around here.
I also agree that anybody willing to take a HP for USAA should at least take a look at the Limitless... for the right person it can be a near-perfect card.
