@haulingthescoreup wrote:
What often happens with all lenders is that they pull the usual report, get a bit scared and then pull another or both.
Not surprising, if you think about it. If your daughter (sister, mother) brings home a new date, and the only info you have on him is a bit spooky, wouldn't you keep looking?
Yeah, for my freaking gun. 
Seriously, USAA has only pulled EQ on me on everything from CCs to car loans. Never tried their mortgage products, though, but I'm pretty sure they'd have to pull all three for that.