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USAA, Penfed or NFCU post bk?

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aloush11
Regular Contributor

USAA, Penfed or NFCU post bk?

Anybody know which one of these banks will not auto deny for a CC with a BK on file? and what CB they usually pull?

Your help is always appreciated! Smiley Happy

 

Message 1 of 14
13 REPLIES 13
Creditaddict
Legendary Contributor

Re: USAA, Penfed or NFCU post bk?


@aloush11 wrote:

Anybody know which one of these banks will not auto deny for a CC with a BK on file? and what CB they usually pull?

Your help is always appreciated! Smiley Happy

 



Navy does not care if you have improved since then.  They pull TU or EQ, lately I have found almost always EQ.  I have seen very low 600's getting approved for anything from $1k-$15k! I love them and once you prove your income, they will usually love you too!

Some or many get through with out proving income but I have not had such luck.

Message 2 of 14
Anonymous
Not applicable

Re: USAA, Penfed or NFCU post bk?

Pendfed will auto deny with a BK of any kind

Message 3 of 14
aloush11
Regular Contributor

Re: USAA, Penfed or NFCU post bk?


@Creditaddict wrote:

@aloush11 wrote:

Anybody know which one of these banks will not auto deny for a CC with a BK on file? and what CB they usually pull?

Your help is always appreciated! Smiley Happy

 



Navy does not care if you have improved since then.  They pull TU or EQ, lately I have found almost always EQ.  I have seen very low 600's getting approved for anything from $1k-$15k! I love them and once you prove your income, they will usually love you too!

Some or many get through with out proving income but I have not had such luck.


Great.. Im waiting on a family memeber to sponsor me so I can get in with NFCU. Do you know if they are inq sensitive?

Message 4 of 14
Anonymous
Not applicable

Re: USAA, Penfed or NFCU post bk?


@Anonymous wrote:

Pendfed will auto deny with a BK of any kind


That's news to me.. and probably to PenFed too.  Guess I'll have to give them back both my credit cards I have with them. Smiley Tongue

 

Message 5 of 14
aloush11
Regular Contributor

Re: USAA, Penfed or NFCU post bk?


@Anonymous wrote:

@Anonymous wrote:

Pendfed will auto deny with a BK of any kind


That's news to me.. and probably to PenFed too.  Guess I'll have to give them back both my credit cards I have with them. Smiley Tongue

 


How old is your BK? is it Chapter 7?

Message 6 of 14
Anonymous
Not applicable

Re: USAA, Penfed or NFCU post bk?

Mine is a Chapter 7 and was discharge in 2004.

Message 7 of 14
Anonymous
Not applicable

Re: USAA, Penfed or NFCU post bk?

NFCU doesn't care how many inquiries you have (maybe they do at some point, but it is a very high point if it exists)...

Message 8 of 14
Anonymous
Not applicable

Re: USAA, Penfed or NFCU post bk?

Chapter 7 2004

Message 9 of 14
Anonymous
Not applicable

Re: USAA, Penfed or NFCU post bk?


@Anonymous wrote:

Chapter 7 2004


Wow! Would you mind sharing more specifics? I.e, aaoa, income, inquires, Penfed cl and previous cl's at the time of approval?

 

Thanks

Message 10 of 14
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