USAA Softed Experian

[Anonymous]

I signed up for a USAA checking/savings account on Nov 30 and noticed today that USAA softed Experian instead of Equifax. Does anybody have any clue why they softed EX instead of EQ? 

[namvet]

Eq is the bureau of choice for usaa when applying for credit.   I talked to usaa on Friday and asked if they pull credit for checking/savings and i was told no credit pulls. 

[Anonymous]

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@namvet wrote:

Eq is the bureau of choice for usaa when applying for credit.   I talked to usaa on Friday and asked if they pull credit for checking/savings and i was told no credit pulls. 

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I know they pull EQ so I was surprised they softed EX...I want to apply for a credit card in the next 30 days but wonder if they will be pulling EX or EQ

[Anonymous]

When I apped for a USAA card, and was denied, they pulled EQ for me.  On another note, I noticed that AmEx has been softing my EX report.  They did it 3 times already and I just received the card in October.  I'm like "dayuuum".  The last soft I noticed it said "FR".  I was like "DAYUUUM".  I'm not worried or anything but I was just like "dayummm".

[bichonmom]

When I app'd for their CC in the summer, they did a HP on EQ. But I just opened a ckg acct last week, and the rep assured me that they did NO pull at all to open an acct.

[CreditCrusader]

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@Anonymous wrote:

When I apped for a USAA card, and was denied, they pulled EQ for me.  On another note, I noticed that AmEx has been softing my EX report.  They did it 3 times already and I just received the card in October.  I'm like "dayuuum".  The last soft I noticed it said "FR".  I was like "DAYUUUM".  I'm not worried or anything but I was just like "dayummm".

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...and people are paranoid about Barclay!

[ChesterPDexter]

It might simply be something that is done on a periodic basis.  I just checked my reports and USAA softed my Experian on November 30, also.

[Anonymous]

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@ChesterPDexter wrote:

It might simply be something that is done on a periodic basis.  I just checked my reports and USAA softed my Experian on November 30, also.

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I am curious if they are now pulling Experian in certain areas...what state are you in if you don't mind sharing

[ChesterPDexter]

I don't mind; I'm in Maryland.  I did not see any other reports, by the way, just Experian.  For all I know they use the other bureaus for reviews but I just didn't see them.

[laz98]

they pulled EQ for my CC too, but they soft my EX every once in a while.