USAA and CLI

[MsLadyRover]

HA HA HA HA HA HA HA!!!!  I like it!

[CS800]

Confirmed by the CSR. It will be a HP for a CLI unless auto.

[Anonymous]

CS,

     Have you received a CLI on your USAA card?  I just hit my 7th statement and my limit is still the same, I am waiting untill JAN/FEB to do a customer requested CLI.  I just wondering what my odds are that they might do it before this?  Thanks.  I am currently sitting at 1k, but I have 2 other cards at 5k/7.5k (NFCU)

[creditballer]

[H4LO]

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@creditballer wrote:
Just pushed the love button and requested $3K but was offered $1500 no hp...CITI Forward! yah baby...now at $7500!

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What does a CLI on a Citi Forward card have to do with a USAA CLI thread? lol

[alvon123]

Yes it is a hard pull

[Anonymous]

Confirm hard inquiry. CR input info and offered me a limit increase and I said for a hard inquiry I would like more and a credit analyst was brought in and my limit was manually reviewed and increased. The amount was not based on doubling. Informed the CR what I wanted and they increased by the amount requested. If your going to take a hard inquiry ask for what you want! Note, credit told me they do very few automatic increases now and almost always hard inquiries.Speaking with experience.

[Scott90]

What is usaa's limit on credit lines on one card? I know NFCU is 25k before they start wanting documentation, is USAA similar?

[Anonymous]

Seems $25K is the current thinking. However, that said I have read posts where people have increased to $35K. Why one person and not another? Interesting? Further, I have read where they have a total limit for all cards capped at $25K for one or several cards only to read of exceptions. Why?

[creditballer]

Wrong thread-my badd but still good info. Best regards