USAA changing to Visa

[Anonymous]

Received email that in 2016 USAA is converting all of their MasterCard credit and debit cards to Visa.  No biggie to me but I know some others love their Mastercards.  Email does say that all of their card will be FTF free.

[Anonymous]

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@Anonymous wrote:

Received email that in 2016 USAA is converting all of their MasterCard credit and debit cards to Visa.  No biggie to me but I know some others love their Mastercards.  Email does say that all of their card will be FTF free.

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Time to send the messenger home (Irish80). Thanks ... I don't need another Visa! ;(

[Anonymous]

This is crazy. First, my best buy card switched from mastercard to visa, now this. This was the last of my mastercards . I guess im not meant to carry a mastercard.

Makes my amex card a little more valuable now that I can use it at sams club. Before they accepted amex I had to use mastercard. I wonder if sams changed the policy to accept visa now?

I like mastercard and visa equally as long I can use what I have at the places I got to im happy.

[UncleB]

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@Anonymous wrote:

Received email that in 2016 USAA is converting all of their MasterCard credit and debit cards to Visa.  No biggie to me but I know some others love their Mastercards.  Email does say that all of their card will be FTF free.

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Wow... this is unexpected. 

If anything, I always figured it would be the other way around.  My USAA Visa card shows up as a MasterCard account on my credit reports (they replace the first six digits of my account number with the BIN of a USAA MasterCard on all three reports, with the rest of the number being accurate).  I always thought this was a 'hint' that someday they would switch my card to MasterCard, but I guess that's out the window!

I'm still waiting for my email notification, but there's already comments about the transition on the USAA website.  I guess if nothing else at least they're removing the FTF fee; that has been a long-time complaint of many folks.

[Anonymous]

I guess I'll have to app for another Mastercard next year.

[Anonymous]

I only got my first Mastcard last year: DC and SM. I don't think I'd particularly care if they became Visas.

[pizza1]

what a surprise...another Visa! LOL..Doesnt affect me now, because I can't have them back for 5 1/2 yrs anyway. LOL

[creditguy]

It seems all their MasterCards already have a Visa equivalent anyway so it's not like anything really changes except the network logo. I have a USAA Amex so it doesn't affect me, but I could care less if the logo changes as long as everything else remains the same. is there any advantage to your card saying MC instead of Visa?

[UncleB]

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@creditguy wrote:
It seems all theirMasterCards already have a Visa equivalent anyway so it's not like anything really changes except the network logo. I have aUSAAAmex so it doesn't affect me, but I could care less if the logo changes as long as everything else remains the same. is there any advantage to your card saying MC instead of Visa?

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I agree.  The only exception is their 'Preferred Cash Rewards' MasterCard (1.5% cash back) that only comes as a MasterCard. 

Other than this, I think all their other MasterCards already have a Visa equivalent.

It does make one wonder, though, just how the 'deals' are made with MasterCard and Visa anyway.  For a bank (any bank) to change over existing card holders there must be a lucrative financial incentive... especially since all USAA debit cards are currently MasterCard, meaning everyone with a checking account will be getting a new card.

As long as it works when I swipe/insert, I really don't care too much either way, though.

[MASTERNC]

No e-mail yet and I can't find anything on the website.

I did see they are converting all their Mastercards to World MC.  Hopefully mine stays as is through next April since I have one of the original PIN priority chip cards.