@UncleB wrote:
@Hex wrote:Someday maybe you'll run out of other better options and you'll still have your goal to circle back to. How many cards left to go?
The only ones that I really think about these days are Macy's and Regions. There are a few others I had back then (JCPenney and Sears are examples) that never were that useful even years ago so they aren't really on the radar, but for some reason I can't let go of Macy's and Regions, LOL. The funny part is, neither would be especially useful to me now. ¯\_(ツ)_/¯
Circling back around to @greatscott85's topic, before I would consider Macy's or Regions I would probably get/try for the NFCU Amex. Even it wouldn't be extremely useful, but at least it would 'fit' with my current lineup.
UncleB all this "circling" must mean the air is full of pigeons and it is time to shoot or bring the plane in for a landing! My head is swimming ??? 
@UncleB Thank very much for the thoughts here! Funny how those goals of our change over time. Sears/JCP becoming a second class store was NEVER imagined!
We actually do have the NFCU Amex, picked that up earlier this year with a 20k points SUB (I think), 31k limit. A good card, probably need to use it more to be honest.
@BearsCubsOtters You know, I think you hit the mail on the head there. The lessened eligibility requirements to join NFCU,in my mind, has garnered a slight degradation in member service. Not to say it's bad, it just feels a bit different, maybe it's me! The only "hold" for me getting that Amex for USAA is probably that it's an Amex. We LOVE Amex (have the Gold, Platinum, and Hilton) but also it's not as widely accepted in Europe, that does become a slight consideration for any newer cards.
PenFed is just ok to me. I think my rates were a point or two lower there. The Power Cash is a nice no AF 2% card, got a little SUB (maybe $100?) and a 10k limit on it. I'll work my way to their Platinum and Pathfinder, that card is an undervalued travel card.
Appreciate everyone's thoughts here! USAA still sends me emails about their auto insurance but Geico (where I'm at) is cheaper. I pay that twice a year and done with it.
I agree with much that has been stated here.
Both USAA and Navy have their pros for sure!
I've been mulling over which to use for my next auto loan. Thinking it might be Navy this time. USAA was by far the easiest to deal with on the last go around vs Penfed, which wasn't bad but not as streamlined.
I didn't have to talk with anyone. Approval and all paperwork was done right on my phone! No mailing paperwork or any of that non-sense.
Glad I got the Limitless when I did! It's still in the rotation and used several times a month.
I wish they would allow you to PC CCs. As I would PC my other USAA CC to something else. That card hasn't been used in years!
Navy is so easy to deal with on CCs. Allowing product changes and APR reductions at the drop of a dime!
For banking, USAA is still the Bee's Knees for me. I don't know of any bank that will allow me to do instant transfers from an external FI and the money is available for use immediately. No waiting days for them to process.
My 2 cents, as someone with 3 USAA cards in their household atm:
USAA often has a generous go-to starting credit line of 15k (this has been seen multiple times). But the APRs are above the "deals" you get with most CUs (mine is 16.90%). As stated, all requested CLIs are hard pulls, so you're pretty much going to be staying at that 15k forever.
I regret picking up the USAA Preferred Cash Rewards VS. At the time (which was before I discovered these forums), I knew I wanted a flat rate Visa card and thought that it was between that and the Chase Freedom Unlimited. I picked the USAA card due to already having a relationship with USAA, and that it had no foreign transaction fees. I somehow missed that it didn't have a SUB, and intro 0% APR period, or an intro 0% BT period. Fast forward and the Chase Freedom Unlimited added 3% dining and drugstores, and I'm really really kicking myself. I have used it maybe 5 times ever, and will be closing it in April after having had it 3 years (I have better cards now thanks to these forums).
My husband has been the holder of 2 cards, and his first being the points-based AmEx (3x dining 2x groceries) that has been stuck at a $2500 limit for the last 7 years is useless, and USAA does NO PRODUCT CHANGES EVER, so he's stuck with it as his oldest card. However, I had him open the cashback AMEX that they offer, as he is active duty on a military base, and that card has been VERY useful for 5% gas and 5% base purchases (I usually try to get him to stick to just the gas with it, because there's a yearly limit to the 5% combined between the two categories). As his second USAA card after his credit improved, they gave him the 15k at opening.
Overall their credit card offerings are limited: 5 choices total (2 AmEx [1 points, 1 cashback], 3 Visa [1 points, 1 cashback, 1 low rate]), . Neither of the two cashback cards have SUBs, none of the cards have 0% APR for purchases or 0% intro BT. They do have no foreign transaction fee. That being said, that doesn't mean that the cards may not meet YOUR needs, although you can LIKELY find better on these forums. My husband finds the AmEx cashback a perfect fit for a long-term card for his wallet.
Sock - 
On my 
Debit Cards - 
@Gmood1 This is good stuff! I really feel like I missed out on the Limitless card. IF they brought it back, that's a no brainer!
Instant FI transfers is very interesting! I do conduct these transfers amongst different FI, some are very slow!