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USB Cash+ 0% APR Purchases

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Anonymous
Not applicable

USB Cash+ 0% APR Purchases

In my original cash+ approval thread found here I mentioned in my offer it included 0% APR on both purchases and balance transfers. A couple users mentioned it was only BTs and that's what they got, so I figured I'd post the paperwork I just got today.

 

BxFxa7v

 

Sadly I didn't get a screenshot of the offer, it was for the $150 SUB after the first $500/90 days, and dual 0%. Noted the post-zero APR is a bit lower than my pre-qualification offer, which was 18.49%. Speaking of the SUB, is there any way to check to ensure I'll be getting that? I did note it has two listings in my "Rewards History"

 

03/04/2019Cash+ Redemption Bonus Exclusion$0.00 Pending 
03/04/2019Enrollment Override$0.00 Pending 

 

Whatever these are about. Smiley Very Happy

Anyway, figured this would help people looking at this card as a future card. They are indeed including purchases in the 0% at least for online pre-qualifications.

Message 1 of 4
3 REPLIES 3
minski
Established Contributor

Re: USB Cash+ 0% APR Purchases

When I got my US Bank Cash+, I too had gotten 0% purchase APR and probably BT (I don't do BT so I didn't pay attention). You ought to get the sign up bonus. I remember wondering when mine would come in but it did. I can't remember how long it took, though, but within 1-2 statements.
Message 2 of 4
Anonymous
Not applicable

Re: USB Cash+ 0% APR Purchases


@minski wrote:
When I got my US Bank Cash+, I too had gotten 0% purchase APR and probably BT (I don't do BT so I didn't pay attention). You ought to get the sign up bonus. I remember wondering when mine would come in but it did. I can't remember how long it took, though, but within 1-2 statements.

BT doesn't matter to me either, I hadn't even noticed it included those initially until others pointed it out. Thanks for your experience. Smiley Happy

Message 3 of 4
Anonymous
Not applicable

Re: USB Cash+ 0% APR Purchases

Confirmed - I received the same offer. I applied for the Cash + & Amex 365 at the end of 12/2018. My offer is 0% interest on purchases & bt through statement closing in 3/2020.

I also received $150 on $500 purchase (NOT BT) in the first 90 days - on both cards. I actually reached $500 on both last week - and have not seen my SUBs yet - but will update via this thread when they post (both statements close on 3/10/2019.)

Will gladly offer any other DP others find useful. ✌🏻
Message 4 of 4
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