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USBank Cash+ Pulls What Report in California?

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djrez4
Established Contributor

Re: USBank Cash+ Pulls What Report in California?

Sorry - I misunderstood.  I thought you were defending your intent to app for it by explaining your history with US Bank.

 

Still...don't app for it.  Smiley Wink

AMEX: Platinum - NSL | Gold - NSL | BBP - $30k | Everyday - $22k
Chase: CSP - $10k | Freedom UL - $3k
Citi: Costco - $11.2k | Penfed: PCR - $20k | Apple: $13.5k
TU (Vantage): 802 | EX (FICO 8): 833 | EQ (FICO 8): 854
Message 11 of 15
JonStur
Established Contributor

Re: USBank Cash+ Pulls What Report in California?

TU for me in Ohio..


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 12 of 15
Imhotrodcrazy
Valued Contributor

Re: USBank Cash+ Pulls What Report in California?


@Anonymous wrote:

@Imhotrodcrazy wrote:

 I am in so cal and they pulled ex for me.


Did you apply in branch or online?


I app'd by phone

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 13 of 15
Anonymous
Not applicable

Re: USBank Cash+ Pulls What Report in California?

They mostly pull Experian

Message 14 of 15
Anonymous
Not applicable

Re: USBank Cash+ Pulls What Report in California?


@Creditaddict wrote:

I did online chat and of course the rep told me the "Computer Randomly Picks 1 of the 3 to do the pull from"

Also what is considered Bill Pay items?


 

It's EX in California unless done in branch then it is EQ.

Message 15 of 15
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