cancel
Showing results for 
Search instead for 
Did you mean: 

UTL oops

tag
Stonemanmv
Valued Contributor

UTL oops

Well ran my bcp up to 4100 cl 6000 let it report and paid it down to 1900  It reported already thoSmiley Mad last month it was on the 24th put me at 35% over all. Oh well my scores will rebound next month I just won't look at them


SIlver:

Message 1 of 10
9 REPLIES 9
Stonemanmv
Valued Contributor

Re: UTL oops

also looks like I need to wait on my 3x CLi Smiley Mad


SIlver:

Message 2 of 10
DaniBananiie
Established Contributor

Re: UTL oops

Well I think you'll be fine!
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 3 of 10
JediNeo
Frequent Contributor

Re: UTL oops

That can happen this time of year. At least you recognized it and are tagging the steps needed to remedy the situation. Your scores will bounce back.
NFCU Cash Rewards | CSP | Freedom Unlimited | WalMart MC | Target Red MC | Citi Costco | AMEX BCE
Message 4 of 10
wagsk1
Regular Contributor

Re: UTL oops

Same here, wife and mine are both way too high but with 0% and no apps for the next few months i`m not woriied about it

Message 5 of 10
FocusedAndDetermined
Senior Contributor

Re: UTL oops

You're right, your scores should rebound pretty quick.

Message 6 of 10
Stonemanmv
Valued Contributor

Re: UTL oops

Wagski. Same here 0% no apps for a long time. Except my 3 x CLi  is next week. I'll just put it off for a month ( doesnt matter)


SIlver:

Message 7 of 10
myjourney
Super Contributor

Re: UTL oops


@Stonemanmv wrote:

Well ran my bcp up to 4100 cl 6000 let it report and paid it down to 1900  It reported already thoSmiley Mad last month it was on the 24th put me at 35% over all. Oh well my scores will rebound next month I just won't look at them


It happens wait until you read all the post next month of UTL due to Christmas Lol

UTL has no memory from month to month in Fico scoring so don't sweat it

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 10
FinStar
Moderator Emeritus

Re: UTL oops


@myjourney wrote:

@Stonemanmv wrote:

Well ran my bcp up to 4100 cl 6000 let it report and paid it down to 1900  It reported already thoSmiley Mad last month it was on the 24th put me at 35% over all. Oh well my scores will rebound next month I just won't look at them


It happens wait until you read all the post next month of UTL due to Christmas Lol

UTL has no memory from month to month in Fico scoring so don't sweat it


+1

 

It'll recover OP.

Message 9 of 10
Stralem
Established Contributor

Re: UTL oops

Don't feel too bad.

 

I just maxed out my Freedon due to holiday spending. It'll be paid down to "just" 40% on the 27th, though, so I'll live.

 

You'll be fine too.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.