Uber / DC / Freedom comparison tool

expatCanuck · ‎12-31-2018

Hi folks. Just happened across a useful comparison tool on the ValuePenuin site that allows one to plug in one's spend and determine which of Uber, DC or Freedom works better.

Doubtless one could do the same with a spreadsheet, but since the analysis has been done ... .

Enjoy.

2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]

EQ	850	2 INQ (Auto, Mort)	7y4m
EX	850	6 INQ (2 CC, 2 mort, 2 auto)	7y
TU	850	1 INQ (CC)	6y8m
3/24	1/12	AoYA 10m \| AoOA 24y2m	~1%

Yeah, FICO 9 is 850 as well.

pinkandgrey · ‎12-31-2018

Kinda cool. I don’t have the UBER or Freedom, but still fun to look LOL

Discover It: 26.5k
Fidelity Visa: 21.5k
Amex Cash Magnet: 20k
Apple Card: 9k

mkhan1093 · ‎12-31-2018

Wow this is really cool! I wish they'd do one comparing travel rewards cards based on user-input/average CPP redemption value - hopefully we get to see something like that in the future

IFtkkdx428 · ‎01-01-2019

Freedom has more ROI with UR, technically.

Anonymous · ‎01-01-2019

Value penguin 's tool allows user input, just click number of monthly spending.

If you want to change point value and also compare Amex cards, go here https://www.thepointcalculator.com/Credit-Card-Comparison-Tool