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Ugh! Need computer, which card to use? Or new one?

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NRB525
Super Contributor

Re: Ugh! Need computer, which card to use? Or new one?


@gdale6 wrote:

@pizza1 wrote:
@Anonymous... I wish I could have a different card (heck, I'm lucky I have what I have now). I burned Citi, Chase in my Bk7 in 2013. I'm blacklisted from them for many years to come. Amex is also not available to me for several years, and neither is US bank, BOFA, and pretty much everyone else lol. I've never had Discover before but I'm too recent out of bk. I've applied with them and denied twice. So I'm very limited right now on a major cardSmiley Happy

@elim.... I have considered a laptop! I've never had one before. Do you think they are more versatile? And can I still use a printer with a laptop?? I'm so dumb when it comes to things like this, lol!

Sure you can use a printer with a laptop, I have mutli laptops and a single printer, dont even need cables as its all wireless, if printer is USB can always stick the cable in the USB ports.


If you are most familiar with a desktop, you tend to give up features when going to a laptop.

For example, a standard key board (although Steve Jobs thinks keyboards are for losers, so I'm a loser)

A large monitor. You spend all your time looking at the monitor, so my preference is to make sure that is perfect. I have a 27" UltraSharp Dell. It cost $750 discounted but it is the best mix of large screen space and large screen space.

Adding hard drives, if that is your preference/liklihood. Having your last computer for 15 years means, you may want to consider the long term stability of a desktop/tower PC.

 

Lastly, the desktop PC is set up on your desk. A laptop has portability features, it is true, but just pressing one button to start the whole mess up is nice.

 

And the large monitor, did I mention the large monitor? Smiley Surprised

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 46
pizza1
Community Leader
Super Contributor

Re: Ugh! Need computer, which card to use? Or new one?

@diabolically.... Mmmmm, I didn't think of that!!! That is an idea for sure! But won't Barclays get mad that I used the card then turned around and have navy pay them? I've never done a balance transfer in my life ever. How long does it take usually for the transaction to happen?? 2.9% isn't bad, I'd like 0%, but beggars can't be choosers!! Thank you!
Message 12 of 46
Anonymous
Not applicable

Re: Ugh! Need computer, which card to use? Or new one?

HDMI + Large LED = Monitor problem solved.
Message 13 of 46
Anonymous
Not applicable

Re: Ugh! Need computer, which card to use? Or new one?

Barclays doesn't care so long as they get paid.
Message 14 of 46
DiabolicallyRandom
Established Contributor

Re: Ugh! Need computer, which card to use? Or new one?

I dont think it would make much difference to them. They are getting paid.  The best part with the navy balance transfer offer is there is no transfer fee, the 2.9% will be cheaper than if there were a fee for a 0% card.

 

That being said I have never done a transfer either lol. But I am thinking about it just for the fun of it!

Message 15 of 46
pizza1
Community Leader
Super Contributor

Re: Ugh! Need computer, which card to use? Or new one?

Now if I can just find a "grocery store" that sells Mac computers, I'll get 2 pts per $ for that purchase! And great idea on the balance transfer thing to navy! This is why I love the forums!! People come in with different idea and bounce them off everyone ! That is definitely something I can do and still stay in the garden! Plus my Barclays card has a $2800 cl enough for the purchase. Mmmm
Message 16 of 46
NRB525
Super Contributor

Re: Ugh! Need computer, which card to use? Or new one?


@pizza1 wrote:
@diabolically.... Mmmmm, I didn't think of that!!! That is an idea for sure! But won't Barclays get mad that I used the card then turned around and have navy pay them? I've never done a balance transfer in my life ever. How long does it take usually for the transaction to happen?? 2.9% isn't bad, I'd like 0%, but beggars can't be choosers!! Thank you!

Now would be a good time to start Smiley Happy

BT is easy. With no BT Fee and 2.9%, it's a no brainer to do it.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 17 of 46
Turbobuick
Established Contributor

Re: Ugh! Need computer, which card to use? Or new one?

Amazon and Paypal offer interest free time payments.

 

My monitor is JVC 37" 1080p 5ms refresh rate  $250. I refuse to believe I need glasses. Smiley Tongue 

Message 18 of 46
Anonymous
Not applicable

Re: Ugh! Need computer, which card to use? Or new one?

Does it have to be an apple?
Message 19 of 46
DiabolicallyRandom
Established Contributor

Re: Ugh! Need computer, which card to use? Or new one?

I know. I just need to obtain a balance for it. 

Message 20 of 46
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