Maybe active duty families receive numbers automatically for their kids, but I had to add each of my three. DH had had a number from back when we had car insurance in 1980 (both of us had forgotten this entirely.)
On the other hand, they seem to have changed their policies umpty-diddle times since I've been with them.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007