Upcoming App Spree, Need help.

[Jungook]

After thinking about it some more. I think I might just app for the Sallie Mae and that's it until later this year.

However, I am attending college in the fall and with that, new student loans. These loans would drastically affect my AAoA which would in turn lessen my chances of approval if I wait to long to app for the AMEX and Freedom.

Should I just app for the AMEX & Freedom right before my new student loans report so I have a few more months of aging before the AAoA takes a dive?

[azguy13]

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@Jungook wrote:

After thinking about it some more. I think I might just app for the Sallie Mae and that's it until later this year.

However, I am attending college in the fall and with that, new student loans. These loans would drastically affect my AAoA which would in turn lessen my chances of approval if I wait to long to app for the AMEX and Freedom.

Should I just app for the AMEX & Freedom right before my new student loans report so I have a few more months of aging before the AAoA takes a dive?

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With that bit of info right there, I would app now. With the new student loans, I think Chase will be hesitant and I think the drop in AAoA will make Amex think about it. Go for it buddy and let us know how it turns out (if you choose too to app now)

[Jungook]

Actually, I've decided to garden a bit more until my AAoA is around 11 months and apply for all three at once.

Also, when does AAoA take a hit? I know INQ are instantly reported but how long after getting approved does it take for it to report to the bureaus that a new account was opened?