Last week I was approved for a Chase PerfectCard. Same day applied for a Citi PP Amex, but was denied this week. I decided to apply for an Amex Gold today and was instantly approved!
In one month exactly I have brought my score up 70 pts, lowered my UTL 75%, and have been approved for two new cards!
Thanks to everyone for the help!
Now, I remember reading if you're approved instantly for an Amex Charge most people had luck with immediately applying for one of their credit cards. Anyone have any information on this?
TU for Amex, caught me a little off guard. Citi was EQ and Chase was TU.
I'd still like to get one more card to transfer the balance of my FIA Sovereign Bank balance (only $200). I'm thinking Capital One.
That would give me 5 cards (4 credit, 1 charge). I'd be comfortable building my long term credit at that point.
Chase card came in the mail yesterday with a $3,500 limit. Wayyyy higher than my other two cards. 0% on BT for 6 months, which I'll use for a small balance.