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Upgrading Basic Capital One Card

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eblackman
Valued Member

Upgrading Basic Capital One Card

Hello Everyone quick question. I have been rebuilding my credit over the last few years and all is has been good. I have three basic credit cards from capital one and they are all the regular platinum cards.  DOes anyone know if Cap one if i call them and based off my credit scores if they will update my current cards to a ventura or quicksilver card without me having to close my current cap one card and re-apply for those specific cards.

 

Eugene

Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card

Using online chat, I PC'd my Platinum to the QS MC with no AF.

 

Try online chat IMO.  See your options.  They will SP you!

Message 2 of 26
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card

My experience with them has been that you can do a Pc from a platinum MC to a QS. 

Message 3 of 26
NRB525
Super Contributor

Re: Upgrading Basic Capital One Card

I updated my regular old Capital One Platinum MasterCard which I got in 2003, in 2015 to a QuickSilver World MC, same terms, same age, no AF... The new card is plain as dirt, but it's a better set of terms Smiley Happy

 

Update was done using chat, easy cheezy.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 26
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card


@Anonymous wrote:

Using online chat, I PC'd my Platinum to the QS MC with no AF.

 

Try online chat IMO.  See your options.  They will SP you!


I just talked with chat today and got this same thing. So now I have two QS1 MC's. One with the $39 AF, the other with no AF.

Message 5 of 26
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card

I PC'd my journey visa to a Quicksilver Visa after only two months on the phone. Startling limit was $2000. I had an increase two months later to $4000
Message 6 of 26
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card

Just pc'd moms platinum $300cl to a QS1 on chat today! $19 annual fee. Shes was happy. She has had 3statements. Good luck
Message 7 of 26
eblackman
Valued Member

Re: Upgrading Basic Capital One Card

Just wanted to thank everyone for the responses and you all were right. Got one of my cards upgraded to quicksilver card. They told me as my scores go up to check periodically and maybe one can be upgraded to a venture card. Once again thanks everyone.

 

E

Message 8 of 26
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card

did they do a SP or HP when they upgraded you?

Message 9 of 26
eblackman
Valued Member

Re: Upgrading Basic Capital One Card

JL and what HP and SP 

 

Thanks

 

E

Message 10 of 26
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