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Upgrading Basic Capital One Card

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eblackman
Valued Member

Re: Upgrading Basic Capital One Card

Just got call from EO and was told in order for my card to be upgraded to Venture card no AF you have to have 5k credit limit on existing card so no deal.

 

E

Message 21 of 26
deltatee
Frequent Contributor

Re: Upgrading Basic Capital One Card

I would try the online chat. I used it today to PC my V1 to a QS.
Message 22 of 26
deltatee
Frequent Contributor

Re: Upgrading Basic Capital One Card

Sorry @eblackman, I didn't notice your last post. Sorry to hear it was a no go.
Message 23 of 26
Anonymous
Not applicable

Re: Upgrading Basic Capital One Card

I would look in the pre-qualification site and see if I had any pre-approvals on any of their other products. If so, I would combine the other MC's into your recently converted QS and app for the new card(s) if pre-approved.

The Venture1 with NO AF is only at 1.25% earning, that is less than your QS. Plus of your concert, you lose the sign up bonus on the Venture1. Just my thoughts.
Message 24 of 26
SouthJamaica
Mega Contributor

Re: Upgrading Basic Capital One Card


@eblackman wrote:

Hello Everyone quick question. I have been rebuilding my credit over the last few years and all is has been good. I have three basic credit cards from capital one and they are all the regular platinum cards.  DOes anyone know if Cap one if i call them and based off my credit scores if they will update my current cards to a ventura or quicksilver card without me having to close my current cap one card and re-apply for those specific cards.

 

Eugene


I called once and asked if there were any upgrade offers, and they upgraded my Platinum to a Quicksilver


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 25 of 26
SunriseEarth
Moderator Emeritus

Re: Upgrading Basic Capital One Card


@eblackman wrote:

Just got call from EO and was told in order for my card to be upgraded to Venture card no AF you have to have 5k credit limit on existing card so no deal.

 

E


You may want to consider combining CLs and then seeing if you can PC.   Alternatively, you might be able to PC to VentureOne.   At least they were able to look into this for you.  



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Message 26 of 26
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