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Useful cards without usage req

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jesseh
Frequent Contributor

Useful cards without usage req

Hi there,

 

Question of the day:

Which credit cards are great to have because of free perks (without spending requirements)?

 

I was thinking:

-Chase IHG, Marriott and Hyatt cards (anniversary night certificate, worth more than the AF)

-USBank Radison card (anniversary points, worth more than the AF)

-PenFed Pathfinder (annual $100 travel credit + free TSA waiver, with no AF)

 

Can anyone come up with more cards?

 

Have a good one!

Cards: BCE 24k 5/'17 | CF 12k 10/'15 | IHG 12k 10/'15 | HH 6k 6/'18 | DS It 6k 3/'15 | TR 5k 11/'15
Scores: 760-770 | Inquiries: 0-1 | Utilization: 0-10% | AAoA: 3yrs | Bank: Ally | CU's: Navy & Pentagon
Message 1 of 9
8 REPLIES 8
wasCB14
Super Contributor

Re: Useful cards without usage req

SPG is getting a renewal night.

Amex Platinum when you consider the spend to use airfare extras/Uber credits is modest. Even better if you get a Schwab credit.

Airline cards for free checked bags, some fee waivers, and priority boarding.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 9
digitek
Established Contributor

Re: Useful cards without usage req

FNBO Travelite card has no AF, but gives you $100 in travel credits and Global Entry/TSA fee reimbursed, also pretty good reward structure with x3 points on travel/hotels.  Only issue is that it doesn't have open registration anymore, have to get a mailer to app for it.

Message 3 of 9
AverageJoesCredit
Legendary Contributor

Re: Useful cards without usage req

Marvel Mastercard. You get free AWE Man that's a cool card with every useSmiley Wink
Message 4 of 9
jesseh
Frequent Contributor

Re: Useful cards without usage req

The SPG award night makes it useful indeed.

 

Too bad I missed the Travelite card, I know... 

 

Skipping on the marvel card, more a DC guy Smiley Wink

Cards: BCE 24k 5/'17 | CF 12k 10/'15 | IHG 12k 10/'15 | HH 6k 6/'18 | DS It 6k 3/'15 | TR 5k 11/'15
Scores: 760-770 | Inquiries: 0-1 | Utilization: 0-10% | AAoA: 3yrs | Bank: Ally | CU's: Navy & Pentagon
Message 5 of 9
AverageJoesCredit
Legendary Contributor

Re: Useful cards without usage req

Lol, I hear ya, I'm Superman til I die but we gotta make do with some kick butt Avengers to pass the timeSmiley Wink
Message 6 of 9
Anonymous
Not applicable

Re: Useful cards without usage req

also curious.

Message 7 of 9
UpperNwGuy
Valued Contributor

Re: Useful cards without usage req

Chase United MileagePlus Explorer:

-- miles don't expire

-- extra award seat availability (and no blackout dates)

-- two club passes each year

-- first bag free

-- board in Group 2

-- credit toward TSA Pre or Global Entry

-- no foreign transaction fees

-- various insurance coverages (rental car, trip delay, baggage delay, trip cancellation,purchase protection, extended warranty)

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 8 of 9
imaximous
Valued Contributor

Re: Useful cards without usage req

A couple of airlines cards I can think of:
- BofA Alaska for the companion fare and free checked bags. The companion fare alone if you take any expensive trip to Hawaii, for instance, can offset the $75 fee for years.
- Amex Delta cards that also offer companion tickets. They have a couple of versions with different AF.
Message 9 of 9
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