Using A Non Costco Amex At Costco..

[RSCo]

Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there. 

[LS2982]

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@RSCo wrote:

Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there. 

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I used my Unicorn card there last month, will be shopping there monthly now i'll keep ya updated!!

[RSCo]

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@LS2982 wrote:

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@RSCo wrote:

Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there. 

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I used my Unicorn cord there last month, will be shopping there monthly now i'll keep ya updated!!

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Sweet, thanks. 

[Cdnewmanpac]

I spent about 20k at Costco last year on my zync and never heard a peep from them. a few years earlier I was making a large purchase and a supervisor came over to suggest upgrading to executive, but nothing about the amex. that being said, I apped in store in December and was instantly approved with a 5k limit after only getting 1k on my Hilton card 6 most earlier. so I do think they look at your spending.

[RSCo]

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@Cdnewmanpac wrote:
I spent about 20k at Costco last year on my zync and never heard a peep from them. a few years earlier I was making a large purchase and a supervisor came over to suggest upgrading to executive, but nothing about the amex. that being said, I apped in store in December and was instantly approved with a 5k limit after only getting 1k on my Hilton card 6 most earlier. so I do think they look at your spending.

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Very nice. Congratulations. Maybe I'll do that in 6 months or so after my 3x cli Ono my new sSkyMiles in 60 days. 

[Open123]

As far as I know, you can use any Amex network card.  That could be from Amex, cobranded (BofA, Citi, Fidelity, etc...), or an Amex gift card.  

So, if you have lots of Costco purchases (say, you buy for business), then the Fid Amex 2% would be the best card to use, since it's more cash back than the Amex Costco card.

PS - For costco.com, you can use any credit card (Visa, MC, and even Discover).

[sengpatt]

If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.

[Open123]

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@sengpatt wrote:

If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.

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Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex.  Even MR points I value at greater than 1% cashback.

[RSCo]

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@Open123 wrote:

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@sengpatt wrote:

If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.

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Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex.  Even MR points I value at greater than 1% cashback.

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Good info..  Thanks. 

[Cdnewmanpac]

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@Open123 wrote:

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@sengpatt wrote:

If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.

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Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex.  Even MR points I value at greater than 1% cashback.

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For those without business cards, the primary value of the Costco Amex is for Costco gas. I put 20k on the zync because it was the only card I had, then it was the only card with a high enough limit (npsl) to support larger purchases. while using an spg makes sense if you already have it, I'm not sure getting the card for Costco purchases alone makes sense. but since the costco Amex costs only an inquiry and I won't be getting a fidelity or spg any time soon, I'm resigned to 1% for the time being.