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Utilization Question, Unexpected Expense.

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Anonymous
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Re: Utilization Question, Unexpected Expense.

Agreed Fordguy89! The only thing is that I was originally going to do just that and utilize my 0% interest on both my AMEX, Wellsfargo and Capital1 cards so that I could minimize the amount I was going to take out of my savings but I was afraid of maxing multiple cards and getting a huge drop in my score. I don't care about my score decrease (in garden anyway) but I am fearful of AA for no longer meeting the requirements of certain cards.

Thanks ABCD2199! I didn't know that. I just assumed they all showed up as installment types. In the future if I ever look into getting a personal loan I'll be sure to do my research and make sure it's a legitamite installment one. Hopefully as I build my credit up I won't need to worry about it.

Thanks to everyone that responded. All the advice and insights are so very much appreciate! Thanks again! 😃😃😃😃
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