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Does util count as from the total amount of credit you have or is it just for one card?
I have $1250 in credit
I owe $276 on that total credit but that is all on one card....how should that report? I just want to know what to expect on the 5th
it counts on both levels on Transunion Fico only
What about EQ?
Equifax only the total UTL of all the cards combine
Thank you for the quick response!
Glad i could help
@danielodonoll wrote:Equifax only the total UTL of all the cards combine
I suppose that's why the "best" thing to do is to have one card report 1-9% and have the others report zero balances. This way, all 3 credit bureaus are "happy."
Correct.
That is weird - TU cares about the individual cards and the other bureaus don't?
I agree with you
I never really got that part since fico uses the info from the bureau and calculate the score so what's the deal with the different calculation on this?