No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just got a CLI on my Cap One Quicksilver from 750 to 2250, and I'm planning on doing a couple of apps in May. Right now, my only two open credit accounts are at 0 balance, but my Cap One had a balance of 173 of former 750 limit on April report. Should I charge some stuff up for the May report, or is it better to go from 173 balance in April to 0 in May for the May report to tweak my score for the apps? I'm expecting a small boost from the CLI, but I'd like to tweak it further if possible. I plan on pulling all three scores before the apps. Once I have more than two accounts, I plan on gardening for awhile.
Thanks
@nj23 wrote:I just got a CLI on my Cap One Quicksilver from 750 to 2250, and I'm planning on doing a couple of apps in May. Right now, my only two open credit accounts are at 0 balance, but my Cap One had a balance of 173 of former 750 limit on April report. Should I charge some stuff up for the May report, or is it better to go from 173 balance in April to 0 in May for the May report to tweak my score for the apps? I'm expecting a small boost from the CLI, but I'd like to tweak it further if possible. I plan on pulling all three scores before the apps. Once I have more than two accounts, I plan on gardening for awhile.
Thanks
you need to report 1% util. of your total CL on one card