Re: Utilization is still dropping.

tcbofade · ‎09-04-2013

DW is down to 22.7%, I am down to 44.53%.

...still waiting on the CRA's to REPORT that, but we ARE making progress!

Fico 8 7/01/25: EX 800, EQ 805, TU 792.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

myjourney · ‎09-04-2013

@tcbofade wrote:
DW is down to 22.7%, I am down to 44.53%.

...still waiting on the CRA's to REPORT that, but we ARE making progress!

And doing a wonderful job I might add...keep going

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

tcbofade · ‎09-04-2013

@myjourney wrote:
@tcbofade wrote:
DW is down to 22.7%, I am down to 44.53%.

...still waiting on the CRA's to REPORT that, but we ARE making progress!
And doing a wonderful job I might add...keep going

Thank you.

I'm afraid that you're going to hit me with a baseball bat if I keep going...lol...

Fico 8 7/01/25: EX 800, EQ 805, TU 792.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

myjourney · ‎09-04-2013

@tcbofade wrote:
@myjourney wrote:
@tcbofade wrote:
DW is down to 22.7%, I am down to 44.53%.

...still waiting on the CRA's to REPORT that, but we ARE making progress!
And doing a wonderful job I might add...keep going
Thank you.

I'm afraid that you're going to hit me with a baseball bat if I keep going...lol...

Not me

now Lexie you may have to worry about

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

tcbofade · ‎09-04-2013

Shh! She's in Hawaii and most assuredly not paying any attention...

Fico 8 7/01/25: EX 800, EQ 805, TU 792.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

BearsAndTurtlesRtheBest · ‎09-04-2013

hahha^ Congrats paying debt down feels good and you can say that your half way done

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

myjourney · ‎09-04-2013

@tcbofade wrote:
Shh! She's in Hawaii and most assuredly not paying any attention...

In that case let me get some practice in

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

BearsAndTurtlesRtheBest · ‎09-04-2013

^^^^^

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

MsLadyRover · ‎09-04-2013

@tcbofade wrote:
DW is down to 22.7%, I am down to 44.53%.

...still waiting on the CRA's to REPORT that, but we ARE making progress!

That's wonderful! Congratulations to you and DW!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

hot4u · ‎09-04-2013

Congrats... it's a good feeling

(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage

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Utilization is still dropping.

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Utilization is still dropping.