Since it doesn't seem my Juniper, Hooters or Cap One cards report my CL, should I let them report this month with the highest balance and then pay off next month? How can utilization be calculated if no one reports the CL? I already took an 11 point decrease for my first month of Juniper and Hooters because it reported with a balance. Now I know when they report so I can just PIF or pay under 9% each month.
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K