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Utilization question?

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dallasjetfan
Established Contributor

Utilization question?

Since it doesn't seem my Juniper, Hooters or Cap One cards report my CL, should I let them report this month with the highest balance and then pay off next month? How can utilization be calculated if no one reports the CL? I already took an 11 point decrease for my first month of Juniper and Hooters because it reported with a balance. Now I know when they report so I can just PIF or pay under 9% each month.
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 1 of 7
6 REPLIES 6
Tuscani
Moderator Emeritus

Re: Utilization question?

I would call and ask them to report. My Juniper and Hooters cards report the CLs.
Message 2 of 7
Anonymous
Not applicable

Re: Utilization question?

My Hooter's cc is reporting my CL.
Message 3 of 7
dallasjetfan
Established Contributor

Re: Utilization question?

Maybe mine will too!! On their first reporting, all they reported was my balance which is ok I guess because I charged it all the way up on both. Then I just PIF both!
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 4 of 7
MidnightVoice
Super Contributor

Re: Utilization question?

My Juniper reports the CL
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 5 of 7
dallasjetfan
Established Contributor

Re: Utilization question?

Should I let them report this month with the highest balance and then pay off next month?
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 6 of 7
Anonymous
Not applicable

Re: Utilization question?

My Juniper and both Cap1 cards now report the cl's.
Message 7 of 7
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