Re: Venture Card

icyhot · ‎10-19-2017

The Venture isn’t worth a $95 AF by any stretch. Especially if all there is is the 10K extra points.

simplynoir · ‎10-19-2017

As long as the first year is free it's worth it with the increased signing bonus but after that then no it isn't.

Anonymous · ‎10-19-2017

@simplynoir wrote:

They won't accoriding to this article. It's only for new customers. Take it for what it is.
https://www.nerdwallet.com/blog/credit-cards/venture-boosts-sign-up-bonus-and-annual-fee/

Personally, I wouldn't take it for very much (I love how the article now suggests Arrival+ as a good alternative, as compared to cancelling after the first year and getting a free 2% everywhere card).

I think it's very unlikely that issuers will have two different annual fees for a prolonged period. (Although SOME people still get BCP for $75 for a while). I would expect that everyone's fee goes up some time after renewal,

But maybe Cap One will surprise me!

simplynoir · ‎10-19-2017

Agreed. If I had to guess they'll delay the increased AF for current cardholders for a few years like they did for the AMEX Plat and SPG but eventually they'll push that out. Can't imagine CapOne missing out on that revenue for too long.

Shooting-For-800 · ‎10-20-2017

@Anonymous wrote:
@simplynoir wrote:

They won't accoriding to this article. It's only for new customers. Take it for what it is.
https://www.nerdwallet.com/blog/credit-cards/venture-boosts-sign-up-bonus-and-annual-fee/
Personally, I wouldn't take it for very much (I love how the article now suggests Arrival+ as a good alternative, as compared to cancelling after the first year and getting a free 2% everywhere card).

I think it's very unlikely that issuers will have two different annual fees for a prolonged period. (Although SOME people still get BCP for $75 for a while). I would expect that everyone's fee goes up some time after renewal,

But maybe Cap One will surprise me!

I dont think it will go up based on wording. ...fee waiver...$59 each year after...

Rebuild started in 2014 - $100k unsecured credit in 2017 - $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

Anonymous · ‎10-20-2017

Shooting-For-800 wrote:

I dont think it will go up based on wording. ...fee waiver...$59 each year after...

That's that standard type of wording on all AF cards, which just refers to the current situation. For example the Amex Plat had similar wording about $450 each year, which didn't prevent them raising the AF.

galahad15 · ‎10-20-2017

Jc, wasn't Cap1 offering some sort of promo or limited-run, AF-free version of Venture a year or so ago? Sort of like they also had an AF-free Spark card promo awhile back as well? Guess those no-AF versions are sadly no longer available...