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Venture One Question?

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Anonymous
Not applicable

Re: Venture One Question?

Yes, but if you look at that VentureOne you showed the picture of, you'd see it says for "excellent" credit. I know that there have been others who were approved for the VentureOne with very low SL (way below 3k), hopefully one of them will chime in here. As I've stated before, Cap1 has different cards within the same family of cards for people with different credit profiles.

Message 21 of 33
icyhot
Valued Contributor

Re: Venture One Question?

VentureOne has a minimum SL of 3K. It's stated in the fine print
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 22 of 33
Anonymous
Not applicable

Re: Venture One Question?

I have never seen a sub 3k venture1
Message 23 of 33
Anonymous
Not applicable

Re: Venture One Question?

you can PC any amount to QS and QS1 but the venture and venture one have approval minimums.
Message 24 of 33
Anonymous
Not applicable

Re: Venture One Question?


@icyhot wrote:
VentureOne has a minimum SL of 3K. It's stated in the fine print

Yes, for those with excellent credit there is a min. SL of 3k on the VentureOne. I'm not arguing that. Same thing with the regular Quicksilver, there is a min. SL of 3k stated in the fine print. What I am saying is that for those with fair credit, there is another VentureOne that (I believe) shows up in their pre-qualified offers. Same thing for the Platinum - there is one for those with excellent credit called the Platinum Prestige, which was only offered on the pre-qual, and it was not available directly on their website (I think they have quit offering this one altogether).

Message 25 of 33
Anonymous
Not applicable

Re: Venture One Question?

I qualified for the Venture One at $3K. Then between second and third statement it went to $5k, so I wasn't sure if CLI could happen at 6th statement or 9th statement.  Thanks JohnnyConsumer for the information from the website.  I'll read up some more on it.  I guess getting the CLI will depend as Saleen said about my profile.  Thanks everyone for all the good information ya'll provided. 

Message 26 of 33
OmarGB9
Community Leader
Super Contributor

Re: Venture One Question?

To add to this, I got a $300 QS...nowhere near $3k lol

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 27 of 33
Anonymous
Not applicable

Re: Venture One Question?

10% is close lol
Message 28 of 33
Anonymous
Not applicable

Re: Venture One Question?


@OmarGB9 wrote:
To add to this, I got a $300 QS...nowhere near $3k lol

Is it a regular Quicksilver or QuicksilverOne? Did you PC to that and was if from app'ing for it? Also, if you app'd for you it, did you do it through their pre-qual?

Message 29 of 33
Anonymous
Not applicable

Re: Venture One Question?


@Anonymous wrote:
10% is close lol

LOL. If I were him I'd be showing Cap1 their own fine print Smiley Wink

Message 30 of 33
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