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Venture Question

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Beckhsrules
Frequent Contributor

Venture Question

I am eyeing on a Venture(Ya I know that they pull all three bureaus). What are the chances of my approval? I have been getting pre qualified mails for almost more than 1.5 yrs( I get atleast one every month) for the QS,QS One and Platinum but never for Venture. I even checked their website and can only see the QS on the pre qualified. I can eat the three enquiries for the sign up on Venture but if I get declined I would be pissed off. My sig states my current scores and other details. Any advice?

AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Venture Question

Your scores are high enough. What is your income and AAOA? I just got approved for the venture card with a SL of 30k. Income over 100k. Fico 04 score 698.  You should however wait for the prequal to come up for the venture card that as 3 pulls are not wasted just to be sure.

Message 2 of 5
JamP
Valued Contributor

Re: Venture Question

If your APR is decent on the Quicksilver then Apply for the Venture and Quicksilver back to back or Venture and VentureOne if that suits you better.

 

I never had any prequals for any capital one cards I have.

 

I had Secured and QS1. Closed Secured and Merged QS1 into QS.

250k+ CL and climbing.
Message 3 of 5
SouthJamaica
Mega Contributor

Re: Venture Question


@Beckhsrules wrote:

I am eyeing on a Venture(Ya I know that they pull all three bureaus). What are the chances of my approval? I have been getting pre qualified mails for almost more than 1.5 yrs( I get atleast one every month) for the QS,QS One and Platinum but never for Venture. I even checked their website and can only see the QS on the pre qualified. I can eat the three enquiries for the sign up on Venture but if I get declined I would be pissed off. My sig states my current scores and other details. Any advice?


Your scores are higher than mine were when I was approved for the Venture.

 

I like the card.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 5
Beckhsrules
Frequent Contributor

Re: Venture Question

My income is in the range of 60ks and my AAoA is 1 yr
AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 5 of 5
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