Venture vs VentureOne

[Anonymous]

I have a question for my MF friends here, as i did not know how to respond.

My sister has been looking at the VentureOne (because it has no AF) and ive tried to explain that even a quicksilver would be a better reward structure for what it is.  However, i got to thinking...Is the UW criteria for Venture the same as VentureOne? if so i mean its so much better rewards wise, that i think if i explained that to her she might stomach the AF on it.  IS the VentureOne a bit more relaxed?  or no?

Thanks for any input you may have on this

[HeavenOhio]

Given that the VentureOne has a lower minimum starting limit than the Venture, I would think the VentureOne would be easier to get.

I agree with your assessment that the Quicksilver is the better card for most people. Keep in mind that it's necessary to spend 19k in a year before the Venture's rewards start to offset its annual fee and surpass a Quicksilver in value.

The exception would be if one got substantial value from the hotels.com reward. But if the hotels.com benefit what your goal is, it's also available on the VentureOne. Note that per Capital One, this benefit is only available until January.

[aynot4fitness]

I've had a QS1 for many years. A couple weeks ago I called Cap1 to see if I could PC up to QS to save the AF. I was denied, but I did qualify for Venture One. So it does seem that the Venture One is easier to get than the Venture.

[Anonymous]

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@HeavenOhio wrote:

I agree with your assessment that the Quicksilver is the better card for most people. Keep in mind that it's necessary to spend 19k in a year before the Venture's rewards start to offset its annual fee and surpass a Quicksilver in value.

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Right, but if you are doing that sort of calculation, we should also note that no amount of spend makes up for the Venture's annual fee compared to a free 2% no FTF card   (unless you do transfer to partners, which is also another advantage over quicksilver)