Visa Signature question

[Anonymous]

Since I took a HP for a measly 2k AND it's not reporting anyway because it's a Visa Signature card, is there any way to get Bank of America to report the total credit limit to the CR agencies so I can at least get a lower util out of the whole deal?

[SwiftTone]

It won't be a Visa Signature add its below $5k. Its in the fine print when you apply which basically says that you apply for Visa Signature but if you don't qualify for it then it will be Platinum.

So this new card will report CL

[Anonymous]

I'm sorry, I was unclear! I got a 2k CLI on my existing B of A Visa Signature card, not a new card.

[SwiftTone]

You can request it to be down graded to a regular platinum if you wish which will report CL

[CreditScholar]

BofA seems to be quite hit-or-miss when it comes to Visa Signatures reporting CLs. It seems like some cards do (like mine does), but others don't. I don't know what are the differentiating factors, but it's one of those YMMV cases.

Some people have requested a change to a platinum card just so it reports. I don't know if it's worth it for everyone, but it's an option.

[Anonymous]

Mods please delete this thread. There is not need to post two similar questions in two different threads.

[koalablue]

I have three Visa signature cards and I think they all report their limits.

[Anonymous]

The question posed here is actually different from the question I posted in the other thread. But that's ok! Feel free to delete this thread because I am stepping away from the Internet now!

[Leadberry]

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@Anonymous wrote:
Mods please delete this thread. There is not need to post two similar questions in two different threads.

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I vote we let the thread live.  No need to rain on severine's parade.  -_-

Hey severine, grats on the CLI!

[Anonymous]

Hahaha thanks Leadberry!