Vitacost Discontinued!

[B335is]

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@One7 wrote:

One day there's a CC, the next day it's gone. Not cool at all. I almost went for this one 3 months back, glad I didn't now. How does it look on a CR when this happens? Closed by creditor or something else?

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I think I'm bad karma for these cards;  OCCU closed my Duck card and now this!  It just says "Paid account/closed by grantor."  I've never been asked about it or bothered to fight that battle.  I haven't seen a difference in my score either so I'm not worried about it.

[One7]

I see, good to know. I'm assuming that's how my Walmart Discover will report when it gets switched over to MC.

[Ron1]

I haven't received any mailing about discontinuing. I hate to see to lose TL.

Ron. 

[capitalkid]

We got our notice yesterday I cropped and posted it up yesterday a mod moved it to "credit news ". Don't know why , the rest of the thread was not moved.

Anyway I got on chat with Vitacost yesterday and the same chat person came up both times I went in so probably small employee base, she said her superiors had no knowledge of the closing of the card and she said she was pretty sure she would know if something was up . She said they had plans to be with comenity for many years to come.
Called comenity and they said yes Vitacost was notified . The accounts would close July 20 2014 . I told DH to go ahead and close it out so it will reflect CBC on the reports.
Our CL was not huge like others 3500$ but consider what health foods cost. I don't think this has anything to do with size of CL given.
Maybe they will find another underwriter.

[lhcole77]

Yikes! This will be the first time I've had a card discontinued.

Do you know if there is any way to get the account removed after they close it?

[gdale6]

Yup, I have confirmed this to be true and I saved the closed by grantor and terminated the account  myself this morning. I pressed for information on why and got that this was solely a Vitacost decision and that they no longer wished to offer a credit card of any kind so the bank had no choice but to terminate the relationship and close all accounts, so I also sent Vitacost a ravaging email outlining what they have cost me and deprived me of  in  my credit profile with a demand for removal from ther system permanently and they will not receive another dime from myself or my family from this day forward.

[Creditaddict]

OH NO... I don't want to loose my $1500 CL

[lhcole77]

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@gdale6 wrote:

Yup, I have confirmed this to be true and I saved the closed by grantor and terminated the account  myself this morning. I pressed for information on why and got that this was solely a Vitacost decision and that they no longer wished to offer a credit card of any kind so the bank had no choice but to terminate the relationship and close all accounts, so I also sent Vitacost a ravaging email outlining what they have cost me and deprived me of  in  my credit profile with a demand for removal from ther system permanently and they will not receive another dime from myself or my family from this day forward.

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Hayyyyyyyyyy caramba, gdale! Sock it to them! What do you think the chances are that they will remove it?

[yudeology101]

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@gdale6 wrote:

Yup, I have confirmed this to be true and I saved the closed by grantor and terminated the account  myself this morning. I pressed for information on why and got that this was solely a Vitacost decision and that they no longer wished to offer a credit card of any kind so the bank had no choice but to terminate the relationship and close all accounts, so I also sent Vitacost a ravaging email outlining what they have cost me and deprived me of  in  my credit profile with a demand for removal from ther system permanently and they will not receive another dime from myself or my family from this day forward.

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Hmm....wonder how Vitacost will reply to your email.  If you get a response, please share!

[gdale6]

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@lhcole77 wrote:

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@gdale6 wrote:

Yup, I have confirmed this to be true and I saved the closed by grantor and terminated the account  myself this morning. I pressed for information on why and got that this was solely a Vitacost decision and that they no longer wished to offer a credit card of any kind so the bank had no choice but to terminate the relationship and close all accounts, so I also sent Vitacost a ravaging email outlining what they have cost me and deprived me of  in  my credit profile with a demand for removal from ther system permanently and they will not receive another dime from myself or my family from this day forward.

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Hayyyyyyyyyy caramba, gdale! Sock it to them! What do you think the chances are that they will remove it?

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i doubt they will remove the account, Im not asking them to do so since this is not a decision by the bank itself. If you want to have it removed I would suggest calling the Exec Office of the bank and asking for that, if they refuse the proper way to escalate IMO would be the BBB.