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WALMART UPGRADE! DISCOVER!!!FINALLY

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asphaltcowboy
Valued Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Congrats and best of luck with the new upgrade!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 11 of 191
scarzy
Regular Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Sixty five days to get the new card?!?! That seems like a long time! lol

 Anywho, congrats!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 12 of 191
texasman07
Established Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Thanks everyone.  Thats 3 upgrades so far with GE.  now to get my dillards upgrade and BR.

Message 13 of 191
09Lexie
Moderator Emerita

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Message 14 of 191
BearsAndTurtlesRtheBest
Senior Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Congrats!! Wal Mart Store CC holders dream for this time to come, 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 15 of 191
RyVision
Valued Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

 

Texasman;

 

Once you accept the offer to upgrade, it shouldn't take more than 2 weeks before you have  your new card.  I think it took about 10 days for mine to arrive once I accepted the upgrade.  You can use your old card until you activate the new one IIRC.   Then your old card will show as closed on your acct page, but if you were signed up for the FICO, you'll still be able to access it from that acct until you enroll the new acct in paperless statements.  It's been nearly a year since my old store card was closed (transferred) and I can still check my FICO through that acct, even though I haven't signed up the WD for paperless.


AKA 840flippedto480
Message 16 of 191
texasman07
Established Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

The letter states I dont have to do anything.  The card will be mailed.  It only states if I DONT WANT THE CARD TO CALL 1800.......

 

 

Message 17 of 191
RyVision
Valued Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY


@texasman07 wrote:

The letter states I dont have to do anything.  The card will be mailed.  It only states if I DONT WANT THE CARD TO CALL 1800.......

 

 


Maybe they changed how the upgrade is offered.  I know a lot of people here posted they also had to accept the offer, and like me, some were hesitant due to worry about how it might effect AAoA.  I ran the change through a spreadsheet and found it would only lower my AAoA by about 3 months, so I accepted the upgrade, as predicted, it did only lower my AAoA by a few months.

 

At least they leave an option to take or decline the upgrade for those who might be affected more drastically in the AAoA area.

 

Bottom line (I forgot to include it originally)  Congrats on the Upgrade!   Smiley Very Happy

 

  Seems most of us wait about 2 years for it.  Are both your Walmart store cards still active?  I was wondering how old the card was that they upgraded for you, the older or newer card (I did notice at least 1 was past the 2 year mark I think).


AKA 840flippedto480
Message 18 of 191
texasman07
Established Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Thanks!

 

And you right.  I checked my dates:  My first walmart card NEVER has graduated. 4,000$ Limit.  I opened that card 01-Sep-2010.

My card that graduated I opened 01-Dec-2011.  I remember a rep telling me they look at your card every 6 months to check if it is eligible for graduating.

 

and I clicked the LUV button just for kicks about 5 minutes ago and...BAM I shot up 2100CL from 1500.  Now when I get my card I will call credit solutions and see if they will match my 4,000 Walmart card limit.

Message 19 of 191
Express
Frequent Contributor

Re: WALMART UPGRADE! DISCOVER!!!FINALLY

Keep up the good work! Smiley Surprised

CL $408,200
Message 20 of 191
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