@FinStar wrote:
@Anonymous wrote:
i see so many people get upset if they don't get the "upgraded" version or they get crazy excited when they do get one but i don't understand why. granted, i know the benefits they have (you get them in your welcome letters and can easily look them up. the benefits can be nice if used) but the people that worry the MOST about it are the ones that'll never use them for what they're for.
what's they hype? if you don't use it (or already have a WEMC or VS) then why worry if you don't have multiple? i am just curiousIMO, I believe it's more of a psychological association given the aesthetics (i.e. marketing) and a validation of progress for some individuals. Plus, more along the lines that they see others in these and other forums and they want to have the same things others have (e.g. jealousy and/or challenge). It's fairly certain that the majority will not use a variety of the extended (or available) benefits from having a WEMC or VS but most individuals want to see the logo aside from say a Flexible Spending feature. The average consumer doesn't give a hoot or likely aren't aware of the difference in tiers, let alone benefits.
Besides, most of these tiers are so vastly saturated and diluted, it doesn't translate to the "exclusivity" that these once offered in the beginning. If the CC provides a great wealth of perks and benefits as a stand-alone product, the VS/WEMC is just icing on the cake IME. Different strokes for different folks I suppose.
+1 Pretty much how I feel. I don't even really know the benefits for my VS Quicksilver or my World Sallie Mae. I don't really care. I could've received Platinum versions of both and it wouldn't have made a difference to me. I don't use/know the benefits anyway. The purpose of the cards for me is the cash back (and building good credit history).
Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500
@Callandra wrote:
@FinStar wrote:
@Anonymous wrote:
i see so many people get upset if they don't get the "upgraded" version or they get crazy excited when they do get one but i don't understand why. granted, i know the benefits they have (you get them in your welcome letters and can easily look them up. the benefits can be nice if used) but the people that worry the MOST about it are the ones that'll never use them for what they're for.
what's they hype? if you don't use it (or already have a WEMC or VS) then why worry if you don't have multiple? i am just curiousIMO, I believe it's more of a psychological association given the aesthetics (i.e. marketing) and a validation of progress for some individuals. Plus, more along the lines that they see others in these and other forums and they want to have the same things others have (e.g. jealousy and/or challenge). It's fairly certain that the majority will not use a variety of the extended (or available) benefits from having a WEMC or VS but most individuals want to see the logo aside from say a Flexible Spending feature. The average consumer doesn't give a hoot or likely aren't aware of the difference in tiers, let alone benefits.
Besides, most of these tiers are so vastly saturated and diluted, it doesn't translate to the "exclusivity" that these once offered in the beginning. If the CC provides a great wealth of perks and benefits as a stand-alone product, the VS/WEMC is just icing on the cake IME. Different strokes for different folks I suppose.
+1 Pretty much how I feel. I don't even really know the benefits for my VS Quicksilver or my World Sallie Mae. I don't really care. I could've received Platinum versions of both and it wouldn't have made a difference to me. I don't use/know the benefits anyway. The purpose of the cards for me is the cash back (and building good credit history).
Right, it matters not for me either at the end of the day. Sure, the perks are available but I have yet to be stopped at a restaurant, hotel or grocery store where any of my cards are handed out and a clerk/associate or someone would say "OMG... Shut the front door! Is that a Visa Signature?!?" or, "I absolutely loooooved the silver balls on your Citi MC...wink wink, can I see them again?"
And, yes I have used the WEMC and VS benefits for the cards that provide some of decent ones but I don't necessarily get disappointed if my next card is not VS/WEMC - for instance, NASA has some decent rewards and a $30K CL but it's not VS and works/is just fine by me 
@FinStar wrote:
@Callandra wrote:
@FinStar wrote:
@Anonymous wrote:
i see so many people get upset if they don't get the "upgraded" version or they get crazy excited when they do get one but i don't understand why. granted, i know the benefits they have (you get them in your welcome letters and can easily look them up. the benefits can be nice if used) but the people that worry the MOST about it are the ones that'll never use them for what they're for.
what's they hype? if you don't use it (or already have a WEMC or VS) then why worry if you don't have multiple? i am just curiousIMO, I believe it's more of a psychological association given the aesthetics (i.e. marketing) and a validation of progress for some individuals. Plus, more along the lines that they see others in these and other forums and they want to have the same things others have (e.g. jealousy and/or challenge). It's fairly certain that the majority will not use a variety of the extended (or available) benefits from having a WEMC or VS but most individuals want to see the logo aside from say a Flexible Spending feature. The average consumer doesn't give a hoot or likely aren't aware of the difference in tiers, let alone benefits.
Besides, most of these tiers are so vastly saturated and diluted, it doesn't translate to the "exclusivity" that these once offered in the beginning. If the CC provides a great wealth of perks and benefits as a stand-alone product, the VS/WEMC is just icing on the cake IME. Different strokes for different folks I suppose.
+1 Pretty much how I feel. I don't even really know the benefits for my VS Quicksilver or my World Sallie Mae. I don't really care. I could've received Platinum versions of both and it wouldn't have made a difference to me. I don't use/know the benefits anyway. The purpose of the cards for me is the cash back (and building good credit history).
Right, it matters not for me either at the end of the day. Sure, the perks are available but I have yet to be stopped at a restaurant, hotel or grocery store where any of my cards are handed out and a clerk/associate or someone would say "OMG... Shut the front door! Is that a Visa Signature?!?" or, "I absolutely loooooved the silver balls on your Citi MC...wink wink, can I see them again?"
And, yes I have used the WEMC and VS benefits for the cards that provide some of decent ones but I don't necessarily get disappointed if my next card is not VS/WEMC - for instance, NASA has some decent rewards and a $30K CL but it's not VS and works/is just fine by me
Hey FinStar...I really like your silver balls...
(sorry, I just couldn't resist)
@Callandra wrote:
@FinStar wrote:
@Callandra wrote:
@FinStar wrote:
@Anonymous wrote:
i see so many people get upset if they don't get the "upgraded" version or they get crazy excited when they do get one but i don't understand why. granted, i know the benefits they have (you get them in your welcome letters and can easily look them up. the benefits can be nice if used) but the people that worry the MOST about it are the ones that'll never use them for what they're for.
what's they hype? if you don't use it (or already have a WEMC or VS) then why worry if you don't have multiple? i am just curiousIMO, I believe it's more of a psychological association given the aesthetics (i.e. marketing) and a validation of progress for some individuals. Plus, more along the lines that they see others in these and other forums and they want to have the same things others have (e.g. jealousy and/or challenge). It's fairly certain that the majority will not use a variety of the extended (or available) benefits from having a WEMC or VS but most individuals want to see the logo aside from say a Flexible Spending feature. The average consumer doesn't give a hoot or likely aren't aware of the difference in tiers, let alone benefits.
Besides, most of these tiers are so vastly saturated and diluted, it doesn't translate to the "exclusivity" that these once offered in the beginning. If the CC provides a great wealth of perks and benefits as a stand-alone product, the VS/WEMC is just icing on the cake IME. Different strokes for different folks I suppose.
+1 Pretty much how I feel. I don't even really know the benefits for my VS Quicksilver or my World Sallie Mae. I don't really care. I could've received Platinum versions of both and it wouldn't have made a difference to me. I don't use/know the benefits anyway. The purpose of the cards for me is the cash back (and building good credit history).
Right, it matters not for me either at the end of the day. Sure, the perks are available but I have yet to be stopped at a restaurant, hotel or grocery store where any of my cards are handed out and a clerk/associate or someone would say "OMG... Shut the front door! Is that a Visa Signature?!?" or, "I absolutely loooooved the silver balls on your Citi MC...wink wink, can I see them again?"
And, yes I have used the WEMC and VS benefits for the cards that provide some of decent ones but I don't necessarily get disappointed if my next card is not VS/WEMC - for instance, NASA has some decent rewards and a $30K CL but it's not VS and works/is just fine by me
Hey FinStar...I really like your silver balls...
(sorry, I just couldn't resist)
Hey Callandra.
You.
Are.
Awesome!
Allow me to show them to you.. again 
