WF billing question

[Duncanrr]

Got my card and charged $200/500 to it. My billing date is 7/18. Due date is august something. If I pay 200 online on 7/15 will it be reflected in my 7/18 bill? (trying to watch my utilization).

[Anonymous]

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@Duncanrr wrote:
Got my card and charged $200/500 to it. My billing date is 7/18. Due date is august something. If I pay 200 online on 7/15 will it be reflected in my 7/18 bill? (trying to watch my utilization).

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Best way is to ask wf. In my experience, it's fine. If using wf account paying to wf cc, it seems to hit ASAP but if after a certain time, might not hit until next day.

[Mendoric]

Yes it should I pay the day before and it shows as zero balance even if the transactions are pending

[Anonymous]

Dun, always great to keep your UTI down!  Keep your money, and see your score go UP!  Also would recommend getting 3 c.c. (from my experince on differnt credit score models and forums this is roughly the max you can get to better your score) and be patient.

[Duncanrr]

I'm getting a third in couple months, probably...would have to leave garden early, but wanted to get unsecured so im letting new cards pop on reports first and then see where I am at in terms of credit score.