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@Vuby22 wrote:Not sure if that is a thing anymore on an individual basis. Still no trifecta to achieve from what I gather.
Not as envisioned by the OP's first message. I mean, if the combination of those particular cards bring some value for some folks, then that's up to the individual to do their own math and see how they can leverage those particular products. Definitely not something that stacks up in similar fashion when compared to MRs, URs, or TYRs, for instance.
I think WF has come a long way from their prior vanilla cards and offering PC without closing accounts. However, without allowing transferring points and the outdated rewards system I think they still have a long way to go before competing with Chase/Amex/Citi.
Wasn't there a rumor that they'll debut a AF travel card, maybe it'll have that transfer pts function? Anyhow for cb loyalists, quite competitive imo
@Anonymous wrote:Wasn't there a rumor that they'll debut a AF travel card, maybe it'll have that transfer pts function? Anyhow for cb loyalists, quite competitive imo
They already had an AF travel-related CC years ago, Propel World.
Whether WF decides to launch any other AF [travel] or competitive product is anyone's guess.
@Vuby22 wrote:@Anonymous wrote:Can't Citi Premier pool points from other TYP cards to travel partners?
Not sure if that is a thing anymore on an individual basis. Still no trifecta to achieve from what I gather.
I've got 4 cards (Premier, Custom Cash, Double Cash, TYP Sears MC) dumping into a single TYP account with my Premier as primary.
I know from experience I can redeem all of them for cash at $0.01 valuation each.
The vast majority of my current TYP inventory were earned on my Sears card thanks to a continuous stream of bonus offers, and while I did not pull the final trigger it did let me set up to transfer the vast majority of my TYP (must be in multiples of 1,000) to a travel partner (Avianca).
The only caveat is that the TYP earned on the Sears card have a 3 year expiration - the TYP earned on the other cards never expire.
@FinStar wrote:
@BronzeTrader wrote:
@Anonymous wrote:Especially for renters Bilt/Active Cash/Autograph seems like a formidable combination. And it's even w/o AF unlike Chase trifecta lol. Bilt can transfer points, has primary CDW coverage like CSP. And like Chase, a mix of Visa and MC(unlike Citi's MC only DC/CC/Premier/Rewards+).
If I knew Autograph would've debuted recently, would've held on apping for C1 S1; more useful categories(cell phone, transit, gas, travel. S1 does have groceries but I don't really use entertainment, in fact it didn't work for a tennis tournament ticket which was a huge letdown)
Just checked and there was a 'former' trifecta Cash Wise/Propel/Signature, wonder how good the current one is compared to those.
Maybe USB launching a new card, they might have been compelled by WF's effective new lineup. Go/Cash +/Connect/Shoppers Rewards
There is no such thing of WF trifecta. The BILT is a standalone. And WF Go Far Reward reward point is an awful system. Points can't be transfered. You can only redeem at WF portal system. Point value is generally just above 1 cpp.
Both WF and BofA have the closed reward system. At least I can redeem cash back to my bank account.
And WF points will expire eventually. I do not remember the timeline or if this has been changed.
Stay away from WF for now.
For those who are grandfathered and/or have a combination of the WF Visa Signature + any of the former Propel AmEx CCs can still earn somewhat decent redemption rates for travel. So, yes points CAN be transferred, but for the former products. It's nothing to write home about, but today's WF CC line up doesn't offer any trifecta benefits such as those compared to Chase, AmEx or Citi ecosystems, for example.
I have those cards, Propel, Primary etc. I do not use them any longer.
Now I need to cash out the points since they will expire in several months. Not a good system. The old points will expire according to the date they were earned. First In, First Out.
Let me know if this has changed.
If points can't be transfered, expiringand low redemption rates, those points are bad points. I value them just about 1 cpp. Sure I have a way to get more value. But it is very limited.
@coldfusion wrote:
@Vuby22 wrote:@Anonymous wrote:Can't Citi Premier pool points from other TYP cards to travel partners?
Not sure if that is a thing anymore on an individual basis. Still no trifecta to achieve from what I gather.
I've got 4 cards (Premier, Custom Cash, Double Cash, TYP Sears MC) dumping into a single TYP account with my Premier as primary.
I know from experience I can redeem all of them for cash at $0.01 valuation each.
The vast majority of my current TYP inventory were earned on my Sears card thanks to a continuous stream of bonus offers, and while I did not pull the final trigger it did let me set up to transfer the vast majority of my TYP (must be in multiples of 1,000) to a travel partner (Avianca).
The only caveat is that the TYP earned on the Sears card have a 3 year expiration - the TYP earned on the other cards never expire.
Can you show a screenshot to show the expiration? I'm not sure if this is correct.